The One Income Family | Budgeting for Stay at Home Moms, Frugal Living, Saving Money, Manage Money, Money Habits, Biblical Money Mindset
**TOP 2.5% FINANCE AND BUDGETING SUPPORT PODCAST** *** TOP 100 IN THE UNITED STATES *** Do you find it hard to save or get out of debt? Are you constantly searching for ways to save money and live on a budget? Do you have big dreams only to be stopped by not sticking to your budget? Are you ready for financial freedom? Then you, Mama, are in the right place! In this podcast you will learn what it looks like to budget on one income, how to partner with God in your finances, how to budget in a way that’s easy to stick to and how to cut costs and save money all so you can start building wealth. It is my mission to equip you with the tools that will help you achieve true abundance, where money isn’t a distraction, and you are able to create a Joy filled life regardless of the amount in your account. Where your focus is not on money, but on God and your family and you are living in Joy instead of Fear. Hey, I’m Molly. A stay at home mom of 2 beautiful baby girls, wife and Daughter of the Lord our God. I am a Podcaster and Budget Coach and I too have tried and failed many budgets. Sticking to them was next to impossible until I finally created a system that doesn’t rely on tracking, the nemesis of sticking to your budget. I have also learned what it means to be frugal instead of cheap, what it feels and looks like when you’ve created financial stability and are no longer living paycheck to paycheck. We’ve paid off loans, bought and renovated houses and are building wealth all on one income. So Mama, If you are ready to finally STOP living paycheck to paycheck… Create a Budget that you can EASILY implement and stick to, become frugal and cut costs like a champ and achieve those financial goals so that you too can live in financial peace creating a home filled with joy - this is the podcast for you! So go grab that stroller, plug in those headphones and let’s get to it! NEXT STEPS: . Book a Call - www.calendly.com/mollybenell . Join the FREE Community - https://www.facebook.com/groups/theoneincomefamily . Become an Insider - bit.ly/oneincomefamilyinsider . Questions? Email me - mollybenell@gmail.com
Episodes

Tuesday Oct 31, 2023
Tuesday Oct 31, 2023
Is money how you define success? Do you find yourself reaching for the biggest and most expensive things because you don’t want to look poor? Mama, life is so much more than money. The world today tells us that money is power and that money is what defines our success. But today I want to challenge those thoughts. Today I want you to think about the things that life brings you and you can look at to really learn what success you should be focusing on. What does success mean for us without money! I want to separate your feeling of worth, your quality of life from money. What even is money, but the means or tool of trading for something you need or want. People were bartering for things they needed long before money even came into practice the way it has today. This is why I want to take you through each of these three things so that you can start living a joyful life regardless of how much money you bring in.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Tuesday Oct 24, 2023
Tuesday Oct 24, 2023
Do you have a budget? Is your budget not working? How great would it be if you had a budget with systems that kept you on budget? Today we are diving into budgets but more importantly the different types of budgets and systems and how you can combine them to make the ultimate power budget. Every dollar will have a job which will reduce overspending due to that extra money just sitting in your account. You will also learn how to split up your income in a way that prevents you from spending too much on things that you only want and allows you to bring in the act of giving. Because when you give to those in need you grow in more ways than just financial wealth. So grab that pen and paper mama because you are about to create some crazy growth in your finances but more importantly in your heart.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Related Episodes: 40. My Number One Rule That Keeps You From Spending Money You Don’t Have!
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Tuesday Oct 17, 2023
Tuesday Oct 17, 2023
Do you live paycheck to paycheck? Are you searching for a way to stick to your budget so that you can stop the paycheck to paycheck lifestyle? I am so happy you decided to join me today as we are going to dive into the nitty gritty of living paycheck to paycheck. I know how stressful and depressing it can be living paycheck to paycheck and I want you to know that it doesn't have to be that way. That is why today we are going to be talking about 3 reasons you are probably living paycheck to paycheck and how you can nip it in the butt so that you can start living stress free, from your finances at least, and start living the joyful life you were meant to live.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Tuesday Oct 10, 2023
47. Struggling to Budget? How Financial Goals Can Improve Your Budget
Tuesday Oct 10, 2023
Tuesday Oct 10, 2023
Do you find it difficult to stick to your budget? Are you looking for a way to make it easier? Then look no further. In this episode we are talking about how setting financial goals can improve your budget. You and I both know how difficult it can be to stick to a budget let alone create a budget. That is how the implementation of setting financial goals for your budget comes into play. It can improve your mindset, your motivation and so much more. So go grab that basket of laundry and let’s dive in.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Tuesday Oct 03, 2023
46. Keep Down the Overwhelm With This Simple Beginners Meal Planning System
Tuesday Oct 03, 2023
Tuesday Oct 03, 2023
Do you find meal planning overwhelming? Does the way that everyone explains it seem difficult and hard to put in place? Are you ready for a system that is Beginner friendly?
That is exactly what you will find in this episode!
I am diving deep into my simple beginners meal planning system. It helps solve the problem of what to serve when you’ve never made a meal plan before or maybe you’ve never even thought about what kind of meals your children will or won't eat. You will have a way of testing and making simple notes about meals that are a thumbs up or a thumbs down and easily figure out your go to meals.
Meal planning can be so overwhelming and time consuming if you are reinventing the wheel every time and I want you to be able to meal plan, so that you can not only save money, but feed your family healthy meals while keeping it simple and less stressful!
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Monday Sep 25, 2023
45. 5 Frugal Tips to Crafting the Perfect Date That Doesn’t Break the Bank!
Monday Sep 25, 2023
Monday Sep 25, 2023
Hey Mama,
Have you ever sat down and really thought about your ideal date, or your ideal family vacation? And I don’t just mean the overall activity, but the things that bring you closer and build relationships that will last through fights, sickness and heartache? I’m sure if I asked you what a date was you should spout out what the world says is a date, which is going out to eat at a high end restaurant. Now maybe that is something you would enjoy, but does it really build connection? Whenever I go out to eat no matter who it’s with I don’t feel like we really get to talk, or at least about anything deeper than how was your day. Whenever my family says they want to go out to eat I invite them over to my house instead because I feel when you are at home you stay longer than just the meal and dive into more in depth conversations.
Going out to eat is so not my thing, so I never find myself wanting to go on dates, because that is the picture the world has painted it to be.
Now you may be wondering what this has to do with budgeting, but I promise you just like last week when we talked about how important your fundamental needs are for you to be truly capable of diving into your finances. Knowing what you and your family enjoy and consider a true connection covers more than just connecting and building relationships.
By sitting down and discovering what you all enjoy doing and not doing will flow over into your finances and if you already know the activities that bring you joy, you can easily and quickly find a more frugal way of doing them.
So go grab your pen and paper mama because you are not going to want to forget today's juicy tips.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to www.calendly.com/mollybenell and grab a FREE 30 min call so that you can continue on your one income journey.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Tuesday Sep 19, 2023
Tuesday Sep 19, 2023
Hey Mama,
Have you ever felt so exhausted and so burnt out that you couldn’t think straight? You know that time when your kids do the littlest of things and you just blow up. Well this is what we are going to be talking about today! As a Mom it can be too easy to push our needs to the side saying that they are not important as we continue caring for our family, our house, our job. We continue to pour out never to fill ourselves back up. I need you to understand that your fundamental needs should be one of your first focuses in order for you to steward and care for the things God has placed in your care. I also need you to give yourself grace because you are not perfect and times like this will happen, there are many examples all throughout the bible, but one in particular that I want to share with you. It’s the story of Elijah the prophet and the time he was so exhausted in every facet of his life he prayed that God would “Take his life” (1 Kings 19).
Exhaustion and burnout is a real thing that can be crippling. So listen in and learn how you can break the cycle bringing hope in every area in your life including your finances.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to www.calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Tuesday Sep 12, 2023
43. The Most Important Thing to Frugal Living.
Tuesday Sep 12, 2023
Tuesday Sep 12, 2023
Hey Mama are you in for a treat on the One Income Family Podcast! Today we are going to be going through the overall look of living a frugal life and I will be breaking it down to a simple system that allows you to take it and run with it in each area of your life that you are trying to be frugal. So grab a pen and paper as we dive head first into how to live a frugal life.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Tuesday Sep 05, 2023
42. Are You Frugal or Are You Cheap? 3 Benefits of Frugal Living.
Tuesday Sep 05, 2023
Tuesday Sep 05, 2023
Do you know the difference between being frugal and being cheap? Does the word frugal give you a bad taste in your mouth? Well my Friend, in this episode I’m going to be explaining to you the difference between being Frugal and being Cheap. People have given the word Frugal a negative connotation because they believe that the word frugal is just a fancy word for cheap, and I am here to tell you that that is not the case. Being Frugal is a way of life and it’s that way of life that I am eager to show you so that you two can live an abundant, joyful and financially healthy lifestyle. So go listen to this juicy episode and learn the benefits of frugal living. Don’t forget a pen and paper as you will want to write these benefits down.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Tuesday Aug 29, 2023
41. How Defining Your Why Will Keep You on Budget.
Tuesday Aug 29, 2023
Tuesday Aug 29, 2023
Hey Mama!
Just a heads up, today's episode is going to make you think a little bit, but I know you are ready for this challenge and that you are serious about sticking to that budget. So this, my friend, is where you want to start.
Today we are going to be talking about your why, and what I mean is the deep down reason as to why you are budgeting in the first place. Because trust me, there is no way you will ever stick to your budget if you don’t have a reason. It becomes just a piece of paper that you fill out but holds no weight when it comes to eating out again or buying just one more gift that you think needs to be added to the bottom of your closet.
Without knowing why you are truly doing this then I hate to break it to you, but you will never stick to your budget because there is no emotional connection that makes you do a double take on whether you should or shouldn’t buy the thing.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com