The One Income Family | Budgeting for Stay at Home Moms, Frugal Living, Saving Money, Manage Money, Money Habits, Biblical Money Mindset

97. Are You Spending Too Much Money? How to Know if Your Spending Money Is Keeping You From Reaching Your Goals.

Hey Mama, welcome to the one income family podcast where we talk all things budging on one income. 
 
Today we are going to jump into what can feel like a losing battle, and that is getting a grip on your spending. Now don’t take this to believe that the reason you are off budget is because of your spending and that it’s a bad thing to have spending money. 
 
On the contrary, I want you to enjoy your life and having a little spending money is not going to hurt you or your budget. In fact it gives you the freedom to spend that money without worrying if you’re going to dip into other more important funds.
 
But if you’re not careful that little bit of freedom can start burning a hole in your pocket and you find yourself giving into the desire even when you’ve spent all of your budgeted amount for free spending. That is what we are going to talk about today. How to curb that urge so that you’re spending money isn’t the thing keeping you from reaching your goals. 
 
So go grab your favorite drink and head outside as we head into today’s episode. 
 
Xo  Molly 
 
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

96. Is Your Money Spread Thin So You Never Actually Reach Your Goals? How to Budget Your Goals for Success.

Is your money spread thin from trying to reach all of your goals simultaneously? I’ve been there! A little emergency fund here, a little vacation there and never actually reaching your goals. That’s the thing about money and time. There is a set amount and that’s not going to change. The hard part is deciding what is actually important. Have you ever sat down and analyzed what is going on in your budget? More than likely there is something in there that is less important and it’s taking up space for what is truly important. I’ve heard it said many times for time management, but it works well for money management as well. If it’s not in your budget, it’s not truly important to you. That’s why today I am going to guide you through prioritizing your goals. 
 
So go grab that stroller and enjoy some time for you and let’s get to it. 
Xo  Molly 
 
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

95. Don’t Know How Much to Put in Your Categories ? Set up Your Budget Using Percentages and Prevent Restriction.

Hey Mama, I talk a lot about figuring out your priorities and creating a budget that tells your story. What you and your family enjoy and the life you want to live. So I figured it was time to give you an episode that talks about how to do that. How do you find balance in a budget? In other words, how do you set up a budget that doesn’t make you feel restricted, but also has safe boundaries in place to keep you from overspending. That’s what we are going to talk about today. How to balance your budget in a way that tells all who see it what is important to you and what brings you joy. 
 
It’s time for you to go make yourself some coffee and grab a seat as we dive into today's episode. 
 
Xo  Molly 
 
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 
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Next Steps: 
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Book a FREE Clarity Call
.
Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

94. Do You Want to Save Money, but Don’t Know Where to Start? 5 Categories You Should Be Saving Towards to Ease the Pressure on One Income.

Today, we are going to be jumping into the conversation of saving money. Now we all know that we should be saving money, but the big question is what should we be saving for? 
 
I have found there to be 5 constants that each budget should have. How you handle each category and create boundaries and amounts will differ, but by knowing what these categories are, it will take the guesswork out of what you should be saving for? 
 
As we head into fall go grab that stroller so that you can enjoy the last bits of the season and let’s get to it.  
 
Xo  Molly 
 
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 
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Next Steps: 
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Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com

93. Financial Planning With God: Releasing Control So God Can Guide Your Path.

Have you ever wondered how you are supposed to release control when the steps God tells us to take put you right back in the driver's seat? Well that is exactly what this episode is all about. I am going to share with you the thoughts that God has been sharing with me. It’s time to learn how to be in control without being in control. 
Go grab your coffee and a seat and let’s dive in.
 
Xo  Molly 
 
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com

92. How Many Different Budgets Have Failed You? 5 Tips to Create a Successful Budget.

Setting up a budget for success isn’t about the numbers or the categories or even the budget itself. That is why I recorded these 5 tips to help you set up a budget that’s going to bring you success. It’s going to give you the life you and your family want to live instead of feeling restricted and like you “can’t” do anything. It’s time to shift your mindset and start seeing what you can and you get to do. 
 
Go grab yourself an iced coffee and enjoy a moment for yourself as we dive into today’s episode. 
Xo  Molly 
 
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today. 
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Next Steps: 
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Book a Budget Coaching Session
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Join The One Income Family Community 
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Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com

91. The Hard Truth Behind Why You Are Struggling Financially and the First Step to Freedom.

Hey Mama, 
 
How often do you find yourself struggling financially? Have you ever wondered why? Why do you feel like you are struggling financially when all of your bills are covered, you’re able to feed your family and other needs are met? Well that my friend is what today’s episode is about. God shared with me a truth behind the real reason we are struggling financially and I’m ready to share that with you. To get down in the ugly part of our brains and reveal the ugly truth behind financial struggle on one income. 
 
So go grab yourself a latte and get ready to feel all the feels as I know God is going to do some work in you as He has been doing in me. 
 
Let’s get to it. 
 
Xo  Molly 
 
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 
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Next Steps: 
.
Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com

90. 6 Budgeting Mistakes and How to Remedy Them So That You Can Stop Living Paycheck to Paycheck

Today I am diving into some budgeting mistakes that make your budget feel tight and keep you living paycheck to paycheck. I also  share with you what it is you can do to change your habits and give you a budget that brings peace instead of overwhelm. 
 
So go grab that stroller and a yummy drink and let’s get to it. 
Xo  Molly 
 
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today. 
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Next Steps: 
.
Book a Budget Coaching Session
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
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RELATED EPISODES: 
40. My Number One Rule That Keeps You From Spending Money You Don’t Have!
50. 3 Myths That Will Keep You From Thriving on One Income and What to Do About It.
72. Tired of Being Frugal Just to Stick To Your Budget? My Budgeting Method That Makes Sticking To Your Budget Easy!
 

89. Struggling to Trust God Will Take Care of You? 5 Ways God Provides Financially

It is so easy to overlook the way God provides for us because it’s not usually in the way we want or expect. Plus, in the world's eyes it looks cheap. It looks poor. It looks like we are incapable of taking care of ourselves. It looks vulnerable and reliant upon others and we live in a world that thrives on independence. 
 
Today I wanted to share with you the way God has moved in my life. How He has provided for myself and my family all throughout my life. My hope in sharing these stories with you is that it helps you to open your eyes to how God is working and providing in your life, so that you can start looking for it and get excited the next time it happens. 
 
So go grab yourself a yummy drink and maybe some tissues because I believe God is going to do some work in us today. Let’s get to it. 
 
Xo  Molly 
 
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today. 

88. Struggling to Stick to Your Budget? 5 Signs You Need to Set Boundaries.

Hey Mama,
 
Sticking to your budget is hard work, but there are things that make it easier on yourself and one of those things is boundaries. Yes I know this is a scary word that brings out all of the feelings, but it’s necessary. So in today’s episode I am going to share with you 5 signs that tell you, it’s time to set some boundaries. Then, I’m going to share with you the next steps to take so that you can create some boundaries that will help you thrive on one income. 
 
So go grab that stroller, pop in your headphones and let’s get to it.  
 
Xo  Molly 
 
P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today. 
.
.
.
Next Steps: 
.
Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com