The One Income Family | Budgeting, Frugal Living, Savings, Financial Planning
Does living on one income feel impossible? I mean cutting costs takes too much time. Saving money is all but nonexistent, all because you can’t stick to the budget and bringing in more income while you’re taking care of the kids just feels like you’re adding to the juggling act… Mama, am I glad that you found me! In this podcast you will learn how to live abundantly WITHOUT bringing in more income (unless you want to 😜)! You will learn how to cut costs without using up all of your time, how to save money and make it grow for you, and create a budgeting system that keeps you sticking to the budget like a pro, so you can finally go on that family vacation. And this is all based on a solid faith led foundation. Hey, I’m Molly. A Stay at Home Mom of 2 beautiful baby girls, wife and Jesus Lover. And for over half of my life I have lived on one income. First as a child with my parents, then as a college student living on my own and finally as a Stay at Home Mom. Through the many stages of living on one income I have learned how to manage my money, created many budgets until I found the one that I can stick to and how to be frugal so that I can still enjoy living my life. And it’s this that I am so excited to share with you! If you are ready to finally live abundantly on one income WITHOUT bringing in more income… Create a budget that you can stick with, cut costs without cutting into your time, and save money for that family vacation, all while leaning on God - this podcast is for you! Head on in so together we can track, goal set and keep you on budget! Next Steps: . Join the FREE Community - bit.ly/theoneincomefamilycommunity . Book a Coaching Call - bit.ly/budgetcheckup . Become a One Income Family Insider - bit.ly/theoneincomefamilyinsider . Questions? Email me at mollybenell@gmail.com
Episodes

5 days ago
5 days ago
The one constant that we can come to expect in our financial journey is the unexpected. You work so hard to stick to your budget so that you can save money, hit those goals and so much more. But what you don’t plan for because let’s be real, it’s not fun, are the unexpected events, or better said emergencies.
You don’t want to think about things going wrong. You don’t want to think about losing a loved one. When you sit down to plan, it’s for that perfect life that goes without kinks and twists and turns that make you want to pull your hair out, but that’s life! It’s the unexpected, having to deal with things we never thought we would be worrying about. Whether it’s your vehicle, your house, your health, losing a job, having a plan for the unexpected is paramount for that financial stability and peace you are looking for.
That’s exactly what this episode is all about, emergency funds and how to financially handle the unexpected.
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.
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Next Steps:
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Book Your Financial Strategy Session
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Tuesday Nov 28, 2023
Tuesday Nov 28, 2023
Have you ever asked yourself why they say you should do a Financial Audit? I know how difficult it can be and how painful it can be to bring up all of the emotions that come with spending money, but it’s so important to do.
In today’s episode we are talking about why you should be auditing your expenses. So that you have the tools to set yourself up financially. So that you can make smarter, more concret financial decisions that will take you further on your journey and really start you off on the right foot.
An audit simply opens your eyes to what is going on in your budget. It’s your choice to take it and run with it or not.
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go to see if this is what you’ve been looking for.
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Next Steps:
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Book a free Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Tuesday Nov 21, 2023
52. Which Is More Important, Money or Family? 4 Truths That Say It’s Money.
Tuesday Nov 21, 2023
Tuesday Nov 21, 2023
Hey Mama,
I know how difficult it can be to get lost in the world of money. To see all the income you have leftover that you can play with or feel the stress of not having any extra income to play with at all. All the possibilities and goals you can set or can’t set.
Your focus is flipped from what’s truly important to the things that you can or can’t buy and that becomes the thing that you sit on and brood over and over in your brain. It’s the only thing you can think about and before you know it your life has passed in front of your eyes and the only thing you can remember is how you couldn’t buy something or how long it took to be able to buy that thing.
You’ve lost sight of what’s truly important. God, Your Husband, Your Children. Your family, Your friends. They have become an afterthought. That is why in this episode I want to open your eyes to what God tells you about money and what the world is doing to you. Manipulating you to put your identity in money.
The first step in making a change is to first see the problem. That is why I am talking about 4 truths that are keeping you from being present with your family.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Friday Nov 17, 2023
Friday Nov 17, 2023
It’s Day 5 of the Christmas Budgeting Series and it saddens me to think that this is the last day of this amazing series. We started out looking into the past so that you can learn what you did and use that information to create a budget for Christmas. We talked about the true meaning of Christmas and creating your own personal family mission for the season so that you are able to enjoy the season rather than wear yourself out from all the craziness of the holiday. Yesterday we talked about 3 ways you can fund your Christmas budget, and today on the last episode of the series we are going to create your Christmas Spending Plan.
Earlier we created a budget allocating how much money goes into which holiday category, but today we are going to jump into each category so that you know what you plan on buying, where you plan on buying it, if you’re going to use a sale and so much more.
We get off budget when we only have a budget to follow. If you want to be able to stick to your budget, you have to have a spending plan so that you know what you’re looking for and you can easily get it. Think of it like meal planning. When you know what you’re going to eat, it’s so much easier to stay on budget compared to when you go in without a grocery list and end up buying everything that sounds good.
Xo Molly
P.S. Don’t miss out on the Christma Budgeting Sale that is only available from November 13 through Sunday November 19th. In this sale you get 20% off a Financial Strategy Session plus a Clarity Call that’s focused on setting up your Christmas budget based on what you learn in the Christmas Budgeting Series. Head on over and grab your SALE NOW. Let’s create your habits and systems together so that you can focus on your family over your finances.
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Next Steps:
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Thursday Nov 16, 2023
Thursday Nov 16, 2023
Welcome to Day 4 of the Christmas Budgeting Series! Can you believe it’s already day 4? We are over half way through this series that has been eye opening and has been helping you to create not just a financially successful Christmas, but also one that is focused more on the true meaning of Christmas.
This series is helping you to set intentions for how you want the month to look like. To help you create a stress free season that brings you and your family joy and cultivates an atmosphere of love and giving instead of what the world wants us to focus on, receiving.
If you have missed out on the last 3 days. Make sure you go back and listen so that you too can set up your Christmas to be financially stress free and go about the month of December the way you want it to be.
It’s officially Day 4 of the Christmas Budgeting Series, probably the day you have been looking forward to the most. The day we dive into all things income and how you are going to fund your Christmas Budget.
Xo Molly
P.S. Don’t miss out on the Christma Budgeting Sale that is only available from November 13 through Sunday November 19th. In this sale you get 20% off a Financial Strategy Session plus a Clarity Call that’s focused on setting up your Christmas budget based on what you learn in the Christmas Budgeting Series. Head on over and grab your SALE NOW. Let’s create your habits and systems together so that you can focus on your family over your finances.
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Next Steps:
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Wednesday Nov 15, 2023
Wednesday Nov 15, 2023
Welcome to Day 3 of the Christmas Budgeting Series on the One Income Family podcast! The past two days have been so great helping you to open your eyes to the amount you have spent in the past and then using that to set up this year's Christmas budget.
Today in the Christmas Budgeting Series we are going to get a little less practical and a little more emotional. I think it’s so important to remember the meaning of Christmas and to create an atmosphere in the home that’s slower and able to focus on the more meaningful traditions or soon to be traditions that you do as a family.
I want you to mull over todays episode and really think about what you want your Christmas to look like and use that goal or better said mission to tweak your budget, to tweak your schedule and your whole idea of Christmas so that you are focused on the meaning of christmas rather than the marketing of Christmas.
Xo Molly
P.S. Don’t miss out on the Christma Budgeting Sale that is only available from November 13 through Sunday November 19th. In this sale you get 20% off a Financial Strategy Session plus a Clarity Call that’s focused on setting up your Christmas budget based on what you learn in the Christmas Budgeting Series. Head on over and grab your SALE NOW. Let’s create your habits and systems together so that you can focus on your family over your finances.
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Next Steps:
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Tuesday Nov 14, 2023
Tuesday Nov 14, 2023
Welcome to Day 2 of the Christmas Budgeting Series. Today is all about the Budget. Yesterday we learned what the categories were, what amounts needed to go into those categories and now today we get to plug it all into one comprehensive sheet that allows you to make sound decisions when putting together your Christmas Spending Plan!
It’s the boundaries you need so that you can continue to feed your family during the month of December so that you don’t have to swipe your credit card and make next year difficult because you bought too much. It’s the protection to keep you in the lines of how much to spend on gifts and food and giving.
This episode is going to help you stay on track so that you are able to go through the holiday with less stress and more joy.
Xo Molly
P.S. Don’t miss out on the Christma Budgeting Sale that is only available from November 13 through Sunday November 19th. In this sale you get 20% off a Financial Strategy Session plus a Clarity Call that’s focused on setting up your Christmas budget based on what you learn in the Christmas Budgeting Series. Head on over and grab your SALE NOW. Let’s create your habits and systems together so that you can focus on your family over your finances.
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Next Steps:
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Monday Nov 13, 2023
Monday Nov 13, 2023
Welcome to Day 1 of the Christmas Budgeting Series on the One Income Family Podcast! Are you excited? I know I am!
Day one is all about auditing last year's Christmas spending. Now don’t freak out as auditing is simply a fancy term of looking over what you spent, totaling it up and deciding if you should continue what you are doing or not.
I mean tell it to me straight. How many Christmases have you ended up overspending, overcharging and later regretting it? Well this episode is going to shed some light on your Christmas spending habits so that you can make positive changes that will not only bring joy to your family, but ease the pressure on your pocket book.
Xo Molly
P.S. Don’t miss out on the Christma Budgeting Sale that is only available from November 13 through Sunday November 19th. In this sale you get 20% off a Financial Strategy Session plus a Clarity Call that’s focused on setting up your Christmas budget based on what you learn in the Christmas Budgeting Series. Head on over and grab your SALE NOW. Let’s create your habits and systems together so that you can focus on your family over your finances.
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Next Steps:
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

Tuesday Nov 07, 2023
51. Stay on Budget in Less Time With These 4 Budgeting Systems.
Tuesday Nov 07, 2023
Tuesday Nov 07, 2023
Hey Mama, I’m so glad to have you back with me on the One Income Family Podcast. I have more information on the Christmas Budgeting Series which I am super excited about! And today I am jumping into some systems that when plugged into your budgeting routine you don’t have to touch again unless there’s a big financial change obviously but essentially it takes the budgeting out of the budget.
Yes you heard me right. You can create a recurring budget that is simple and hands off. Which is so nice when you are in the nick of things. It helps you to save money by creating less touch points, helping you to essentially set and forget. This gives you back your time so you can start tracking your finances and learn the amount that truly needs to be in each category and you can focus more on learning how to be frugal. It’s a win-win in all areas!
So listen in so that you too can set in place these systems that will give you back your time, but most importantly give you back your peace of mind because sticking to your budget will become less of a chore.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com

Tuesday Oct 31, 2023
Tuesday Oct 31, 2023
Is money how you define success? Do you find yourself reaching for the biggest and most expensive things because you don’t want to look poor? Mama, life is so much more than money. The world today tells us that money is power and that money is what defines our success. But today I want to challenge those thoughts. Today I want you to think about the things that life brings you and you can look at to really learn what success you should be focusing on. What does success mean for us without money! I want to separate your feeling of worth, your quality of life from money. What even is money, but the means or tool of trading for something you need or want. People were bartering for things they needed long before money even came into practice the way it has today. This is why I want to take you through each of these three things so that you can start living a joyful life regardless of how much money you bring in.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com

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