The One Income Family | Budgeting for Stay at Home Moms, Frugal Living, Saving Money, Manage Money, Money Habits, Biblical Money Mindset
**TOP 2.5% FINANCE AND BUDGETING SUPPORT PODCAST** *** TOP 100 IN THE UNITED STATES *** Do you find it hard to save or get out of debt? Are you constantly searching for ways to save money and live on a budget? Do you have big dreams only to be stopped by not sticking to your budget? Are you ready for financial freedom? Then you, Mama, are in the right place! In this podcast you will learn what it looks like to budget on one income, how to partner with God in your finances, how to budget in a way that’s easy to stick to and how to cut costs and save money all so you can start building wealth. It is my mission to equip you with the tools that will help you achieve true abundance, where money isn’t a distraction, and you are able to create a Joy filled life regardless of the amount in your account. Where your focus is not on money, but on God and your family and you are living in Joy instead of Fear. Hey, I’m Molly. A stay at home mom of 2 beautiful baby girls, wife and Daughter of the Lord our God. I am a Podcaster and Budget Coach and I too have tried and failed many budgets. Sticking to them was next to impossible until I finally created a system that doesn’t rely on tracking, the nemesis of sticking to your budget. I have also learned what it means to be frugal instead of cheap, what it feels and looks like when you’ve created financial stability and are no longer living paycheck to paycheck. We’ve paid off loans, bought and renovated houses and are building wealth all on one income. So Mama, If you are ready to finally STOP living paycheck to paycheck… Create a Budget that you can EASILY implement and stick to, become frugal and cut costs like a champ and achieve those financial goals so that you too can live in financial peace creating a home filled with joy - this is the podcast for you! So go grab that stroller, plug in those headphones and let’s get to it! NEXT STEPS: . Book a Call - www.calendly.com/mollybenell . Join the FREE Community - https://www.facebook.com/groups/theoneincomefamily . Become an Insider - bit.ly/oneincomefamilyinsider . Questions? Email me - mollybenell@gmail.com
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Episodes
Tuesday Apr 16, 2024
Tuesday Apr 16, 2024
How often do you find yourself riding the emotional rollercoaster of finances? One second everything is fine and dandy, you’re going about your day only thinking of money when you’re working on the budget or are out spending money or even planning that vacation. Nothing too heavy, it’s pretty black and white and things feel simple.
The next second your husband is throwing the idea of a job change at you, or someone gets sick and a doctor's bill shows up and you are having to stretch your money as tight as you can without breaking both financially and emotionally.
You find yourself exhausted, irritable and short with everyone. Then piles on the mom guilt and wife guilt (if that’s even a thing) making you feel like a terrible person all because you’re worried about the possible outcome of the change and only having one income. Always questioning if you will have enough to take care of your family.
And that my friend is what today’s episode is all about. I am going to give you 4 things that you can do to ease the stress of living on one income.
So go grab that stroller, plug in those headphones and, Mama, let’s go get you some peace!
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Apr 09, 2024
Tuesday Apr 09, 2024
Today we are going to be going over the method that has changed my financial game forever. It’s the reason that my family and I have been able to achieve so much on one budget, like paying off debt, buying houses, renovating those houses, going on vacations, saving for the future and so much more.
The reason we have been able to do so much is because this method makes sticking to your budget easy by eliminating tracking. The one thing that nobody wants to do or has time for, that we end up forgetting and giving up on. The main reason you can’t stick to your budget. It’s not fun, it’s a pain so why not find a way to get rid of it. This method also gives every dollar a job quickly, easily and without worry of it being used on those in the moment splurges.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Grab Your Budget Check Up
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Apr 02, 2024
Tuesday Apr 02, 2024
Living with a Poverty Mindset is a lifestyle that you choose.
It’s a lifestyle full of fear, full of the thought of not having enough. Yes, there are people out there living in poverty, but that’s not you. You are however living with a poverty mindset in one of two ways 1) You're spending everything you have on things that don’t bring you longterm joy or 2) you’re hoarding your money away, saving it with no plan of use or purpose, rather just to have.
Life is full of unknowns and if there is one thing my husband, who loves to just spend money, has taught me is that money is fun and that money can be used to bring us joy and will not harm us in the process. We harm ourselves when we allow fear to control our actions. Taking away what’s important to us and replacing it with uncertainty.
We all want to live abundantly. To thrive and do big things even on a budget, but you have allowed fear to control your actions for so long that it’s become a habit.
And that Mama, is what this episode is all about. You will learn what it means to live with a poverty mindset. The words you say, the actions you take, the way you budget so that you can take action against them and create a life where you are in control of your money living in joy and peace instead of fear and scarcity.
So listen in today as I take you through these three signs and really dig deep to find out what is causing your poverty mindset, so that you can break your habit and live in abundance.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Mar 26, 2024
Tuesday Mar 26, 2024
What do you do when things don’t go as planned?
I don’t know about you, but I can’t tell you one time life happened exactly the way I planned it. I am a full out planner and thrive when I know what’s happening. I am constantly rearranging my life to figure out a better routine or schedule that I can thrive in. However, no matter how hard I try, things always seem to get off track, and I’m stuck problem solving my way out of it.
Budgeting is no different. Life happens that we could never plan for. Things change and we have to figure out how to make the most of it. Sometimes we are proactive, but a lot of the time stress keeps us reactive and doing whatever is needed in the moment.
That is what this episode is all about. I want to help you become proactive instead of reactive, because if you have a plan in place for the unexpected then you don’t end up using money that you need inorder to get through the pay cycle. This will prevent the stress and reactionary responses that put you in a negative spiral.
So listen in as I talk you through what happens when I get off budget and how I am able to reset the budget for the next paycycle.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to Calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Mar 19, 2024
Tuesday Mar 19, 2024
Have you ever found yourself in a position where no one paycheck was the same amount?
Or have you found yourself in a job where it was seasonal and you were only paid a certain amount of months out of the year?
Well that my friend is exactly what this episode is all about.
It’s one thing to have inconsistent paychecks when there are two incomes coming in because you will have the one to fall back on, but when you are on one income the tables are turned and it’s a totally different story.
In this episode you will learn:
What tools you need to set up a budget that you can follow
How to confidently create a budget that makes irregular paychecks feel peaceful.
Whether you can take a job like this and know if you can make it on one income.
So go grab a pen and paper, settle down in a comfy chair and listen in so that you can take your next step to sticking to your budget creating peace on one income.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Mar 12, 2024
Tuesday Mar 12, 2024
Do you struggle living on one income? Do you wish there was an easier way? Are you ready to take action and make your one income journey one of joy and abundance?
This episode is the second of two episodes that are going to take you through 9 tips on how to live on one income. These two episodes are going to give you the tools, the mindset shifts and communication needed to live a one income life as a stay at home mom.
So, go grab a pen and paper because these two episodes are chalk full of information that is going to up your one income game and get you closer to sticking to that budget.
Let’s get it.
Xo Molly
P.S. I want to invite you to skip the messy middle of trying to figure this one income life out on your own and grab a Free Clarity Call to learn more about how I can help you start sticking to that budget so that you can start building wealth.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Mar 05, 2024
Tuesday Mar 05, 2024
Do you struggle living on one income? Do you wish there was an easier way? Are you ready to take action and make your one income journey one of joy and abundance?
This episode is the first of two episodes that are going to take you through 9 tips on how to live on one income. It’s going to give you the tools, the mindset shifts and communication needed to live a one income life as a stay at home mom.
So, go grab a pen and paper because these two episodes are chalk full of information that is going to up your one income game and get you closer to sticking to that budget.
Let’s get it.
Xo Molly
P.S. I want to invite you to skip the messy middle of trying to figure this one income life out on your own and grab a Free Clarity Call to learn more about how I can help you find money hidden in your budget and get you sticking to that budget so that you can start building wealth. Click here to see if this is what you have been looking for.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Feb 27, 2024
Tuesday Feb 27, 2024
Hey Mama, today we are going to be going over why your budget isn’t working for you. A budget is an amazing tool that can get you places you never thought you’d be, but in order to get to that place it has to work for you. It has to be something you and your family can get behind and get excited for, otherwise you’re simply wasting your time creating a plan that you will throw out the window at the first sign of trouble. I know, I’ve been there. That is why today I have chosen 3 specific reasons your budget isn’t working for you and I’m going to give you the next right step to getting your budget on track and something you are excited to follow.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Feb 20, 2024
Tuesday Feb 20, 2024
I recently had someone reach out and ask me about what they could do if they had more expenses than income coming in, specifically they were looking for a way to cut monthly bills. I thought this would be a great thing to share with you because I know what it’s like living on a tight income and there are times that you may be living in the red rather than the black, which is fancy talk for your spending more than you bring in. I thought this would be a great topic to share with you so that if you are in this position or ever come to be in this position you can know the steps to take to get you and your family into a better financial position. So go grab them headphones and maybe your budget and let’s walk through what I like to call a Budget Edit.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Feb 13, 2024
Tuesday Feb 13, 2024
I know how difficult it can be when you sit down to do something and you have no idea what it is you should even be doing. Or maybe you do know some of the tasks but wonder if you should be doing more, like something is missing. That is why I decided I would take you through the big picture view of what it is you should be doing every month when it comes to your finances. The best part of this is that not only are these great tasks that will keep your money moving well for you, but they are also the tasks that God tells us to do in the Bible. That means that by doing these 6 tasks you will be bringing Glory to God and stewarding His money well.
Listen in as we walk through these 6 tasks that are going to move mountains for you in so many ways and let’s get you one step closer to sticking to that budget.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com