The One Income Family | Budgeting for Stay at Home Moms, Frugal Living, Saving Money, Manage Money, Money Habits, Biblical Money Mindset
**TOP 2.5% FINANCE AND BUDGETING SUPPORT PODCAST** *** TOP 100 IN THE UNITED STATES *** Do you find it hard to save or get out of debt? Are you constantly searching for ways to save money and live on a budget? Do you have big dreams only to be stopped by not sticking to your budget? Are you ready for financial freedom? Then you, Mama, are in the right place! In this podcast you will learn what it looks like to budget on one income, how to partner with God in your finances, how to budget in a way that’s easy to stick to and how to cut costs and save money all so you can start building wealth. It is my mission to equip you with the tools that will help you achieve true abundance, where money isn’t a distraction, and you are able to create a Joy filled life regardless of the amount in your account. Where your focus is not on money, but on God and your family and you are living in Joy instead of Fear. Hey, I’m Molly. A stay at home mom of 2 beautiful baby girls, wife and Daughter of the Lord our God. I am a Podcaster and Budget Coach and I too have tried and failed many budgets. Sticking to them was next to impossible until I finally created a system that doesn’t rely on tracking, the nemesis of sticking to your budget. I have also learned what it means to be frugal instead of cheap, what it feels and looks like when you’ve created financial stability and are no longer living paycheck to paycheck. We’ve paid off loans, bought and renovated houses and are building wealth all on one income. So Mama, If you are ready to finally STOP living paycheck to paycheck… Create a Budget that you can EASILY implement and stick to, become frugal and cut costs like a champ and achieve those financial goals so that you too can live in financial peace creating a home filled with joy - this is the podcast for you! So go grab that stroller, plug in those headphones and let’s get to it! NEXT STEPS: . Book a Call - www.calendly.com/mollybenell . Join the FREE Community - https://www.facebook.com/groups/theoneincomefamily . Become an Insider - bit.ly/oneincomefamilyinsider . Questions? Email me - mollybenell@gmail.com
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Episodes
Tuesday Jan 23, 2024
Tuesday Jan 23, 2024
Hello my friend, it’s so good to be here with you today as I’m sitting here thinking about all of the goals my husband and I have set for this coming year. Now who knows if my budget will be able to stand up to all of these dreams and desires, but It's still a rush when I think of all of the things that we would like to accomplish this year. It's that rush that brings the excitement for my budgeting plan. It's that rush that keeps me motivated and accountable when using my budget each month. I know that come the end of the year exhaustion tends to overcome the rush, but it is so important to set these goals and dreams. Have you sat down with your spouse and thought through the things you want your money to do for you? Have you made a game plan on how you are going to achieve them? Well that is what we are going to talk about today! Whether you have 50 dollars left at the end of your paycheck or 2000, you want to make sure that each dollar has a job and the best way to do that is by setting goals!
So head to the kitchen, grab a nice WARM drink because I don't know where you live, but as I’m recording it is currently in the negatives as a high and my warm drinks have been my best friend. But I digress, so go grab that warm drink, pop in them headphones and let’s get to it.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a Financial Strategy Session
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
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Related Episodes:
5 Ways to Use Your Faith to Become Better With Your Finances
Tuesday Jan 16, 2024
Tuesday Jan 16, 2024
Have you ever wondered how your faith and your finances go together? Do you desire financial security? Are you looking for a way to release the financial burden and stress that is weighing you down? Well today we are going to dive into the word of God and let scripture be our guide to finding Financial Security and Peace so that you can focus less on your finances or worrying about the dollar amount in your bank account, to being able to focus more on God and your family. Money is given to us by God to Steward for His will so by focusing on our faith we can do better with our finances.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
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Related Episodes:
Seeking God First to Fight the Worries of Living on One Income
Do Your Finances Give You a Heart of Fear, Worry and Anxiety? How a Small Amount of Faith Can Calm the Storm.
Tuesday Jan 09, 2024
Tuesday Jan 09, 2024
How often do you find yourself unable to stick to your budget all because you can’t get yourself to fill out a simple ledger or better said track your spending? In today’s episode you are going to get a look at the system I used not only to keep track of my own spending, but that I coach on and you could have as well when you book a Financial Strategy session with me. We are going to dive into what it looks like to track your finances so that you can start sticking to your budget today. Just imagine being able to shed the fear of overspending because that is what this system will do for you!
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.
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Next Steps:
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Book Your Financial Strategy Session
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Jan 02, 2024
Tuesday Jan 02, 2024
Hey Mama, it is officially 2024, and it’s the perfect time to start getting your finances in order so that you can confidently walk though the new year. That is why I thought today would be the perfect day to walk you through my journey of becoming a one income family. There are so many great lessons and ah ha moments that have not only changed the way I do budgeting, but have transformed my finances into what they are today. This transformation has given us the tools and ability to make sound financial decisions like changing jobs, buying vehicles, taking unexpected trips all without the stress and overwhelm that comes with it.
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go to calendly.com/mollybenell and see if this is what you’ve been looking for.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
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Related Episodes:
40. My Number One Rule That Keeps You From Spending Money You Don’t Have!
55. Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress
Tuesday Dec 26, 2023
Tuesday Dec 26, 2023
In today’s episode I’m going to take you through my Christmas Budget. I am going to share my wins and my losses, what I could have done differently and how I can use that information to up my monthly budgeting game. So, whether you are cleaning up from Christmas, of which I hope you had a great Christmas, or if you are finally getting to relax after all of the hustle and bustle, grab a nice warm drink, take 5 with me and let’s dive into how I did with my Christmas Budget so that you can do the same with yours.
XO Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.
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Next Steps:
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Book Your Financial Strategy Session
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Dec 19, 2023
Tuesday Dec 19, 2023
I think the famous and almost annoying phrase that we hear on the daily is there are only 24 hours in a day and no matter how irritating it may be to hear, we still feel it. When we are trying to cram everything we can into one day, overwhelm and burnout and eventually convince us to quit. That is why in this episode I am going over 3 budgeting Systems that are not only going to save you time, but will save you time, money and help you easily stick to your budget.
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.
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Next Steps:
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Book Your Financial Strategy Session
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Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Dec 12, 2023
Tuesday Dec 12, 2023
How long does it take you to pay your bills? What if you could do it in 5 min? Today’s episode is going to change how you pay your bills forever. It’s going to take away the stress, it’s going to take away the guesswork, it’s going to give you back your time but more importantly it’s going to make sure that all your bills are paid and paid on time! This system will help ease up that mental stress caused by your finances by making it simple and less hands on. The only time you will have to get back into this system is when you add or subtract a payment otherwise it stays the same every single paycheck.
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.
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Next Steps:
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Book Your Financial Strategy Session
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Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Dec 05, 2023
Tuesday Dec 05, 2023
The one constant that we can come to expect in our financial journey is the unexpected. You work so hard to stick to your budget so that you can save money, hit those goals and so much more. But what you don’t plan for because let’s be real, it’s not fun, are the unexpected events, or better said emergencies.
You don’t want to think about things going wrong. You don’t want to think about losing a loved one. When you sit down to plan, it’s for that perfect life that goes without kinks and twists and turns that make you want to pull your hair out, but that’s life! It’s the unexpected, having to deal with things we never thought we would be worrying about. Whether it’s your vehicle, your house, your health, losing a job, having a plan for the unexpected is paramount for that financial stability and peace you are looking for.
That’s exactly what this episode is all about, emergency funds and how to financially handle the unexpected.
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.
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Next Steps:
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Book Your Financial Strategy Session
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Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Nov 28, 2023
Tuesday Nov 28, 2023
Have you ever asked yourself why they say you should do a Financial Audit? I know how difficult it can be and how painful it can be to bring up all of the emotions that come with spending money, but it’s so important to do.
In today’s episode we are talking about why you should be auditing your expenses. So that you have the tools to set yourself up financially. So that you can make smarter, more concret financial decisions that will take you further on your journey and really start you off on the right foot.
An audit simply opens your eyes to what is going on in your budget. It’s your choice to take it and run with it or not.
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go to see if this is what you’ve been looking for.
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Next Steps:
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Book a free Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Nov 21, 2023
Tuesday Nov 21, 2023
Hey Mama,
I know how difficult it can be to get lost in the world of money. To see all the income you have leftover that you can play with or feel the stress of not having any extra income to play with at all. All the possibilities and goals you can set or can’t set.
Your focus is flipped from what’s truly important to the things that you can or can’t buy and that becomes the thing that you sit on and brood over and over in your brain. It’s the only thing you can think about and before you know it your life has passed in front of your eyes and the only thing you can remember is how you couldn’t buy something or how long it took to be able to buy that thing.
You’ve lost sight of what’s truly important. God, Your Husband, Your Children. Your family, Your friends. They have become an afterthought. That is why in this episode I want to open your eyes to what God tells you about money and what the world is doing to you. Manipulating you to put your identity in money.
The first step in making a change is to first see the problem. That is why I am talking about 4 truths that are keeping you from being present with your family.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
.
.
.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com