The One Income Family | Budgeting for Stay at Home Moms, Frugal Living, Saving Money, Manage Money, Money Habits, Biblical Money Mindset
**TOP 2.5% FINANCE AND BUDGETING SUPPORT PODCAST** *** TOP 100 IN THE UNITED STATES *** Do you find it hard to save or get out of debt? Are you constantly searching for ways to save money and live on a budget? Do you have big dreams only to be stopped by not sticking to your budget? Are you ready for financial freedom? Then you, Mama, are in the right place! In this podcast you will learn what it looks like to budget on one income, how to partner with God in your finances, how to budget in a way that’s easy to stick to and how to cut costs and save money all so you can start building wealth. It is my mission to equip you with the tools that will help you achieve true abundance, where money isn’t a distraction, and you are able to create a Joy filled life regardless of the amount in your account. Where your focus is not on money, but on God and your family and you are living in Joy instead of Fear. Hey, I’m Molly. A stay at home mom of 2 beautiful baby girls, wife and Daughter of the Lord our God. I am a Podcaster and Budget Coach and I too have tried and failed many budgets. Sticking to them was next to impossible until I finally created a system that doesn’t rely on tracking, the nemesis of sticking to your budget. I have also learned what it means to be frugal instead of cheap, what it feels and looks like when you’ve created financial stability and are no longer living paycheck to paycheck. We’ve paid off loans, bought and renovated houses and are building wealth all on one income. So Mama, If you are ready to finally STOP living paycheck to paycheck… Create a Budget that you can EASILY implement and stick to, become frugal and cut costs like a champ and achieve those financial goals so that you too can live in financial peace creating a home filled with joy - this is the podcast for you! So go grab that stroller, plug in those headphones and let’s get to it! NEXT STEPS: . Book a Call - www.calendly.com/mollybenell . Join the FREE Community - https://www.facebook.com/groups/theoneincomefamily . Become an Insider - bit.ly/oneincomefamilyinsider . Questions? Email me - mollybenell@gmail.com
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Episodes
Tuesday Jun 25, 2024
Tuesday Jun 25, 2024
Hey Mama,
Have you ever thought about using a digital cash envelope system? Well today I am going to be sharing with you 5 reasons you should. Maybe you’ve thought that it would be a lot of work, but what I have learned is that it’s just as easy as utilizing a single account but with many more benefits. Especially when it comes to living on one income.
So go grab that stroller, pop in your headphones and let’s dive into what a digital cash envelope system can do for you.
Xo Molly
P.S. Want to stick to your budget? Grab a free Clarity call and let’s dive into what is holding you back. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Jun 18, 2024
Tuesday Jun 18, 2024
One of the hardest things to do, is to tell yourself no. Keeping other people accountable and knowing that you have others to keep you accountable makes the hard decisions so much easier.
However, when you are the only one keeping yourself accountable you easily change your mind or rationalize that you can do something else because it won’t make that much difference if you say yes this one time. This forms loose boundaries and you find yourself going from a one time thing to continuously saying yes. Putting yourself into a financial struggle.
This is what episode 82 is all about. Setting strong boundaries and giving yourself the help to say No when you would normally say yes. This episode is going to give you the ability to set strong boundaries and say no to your overspending habits.
So grab yourself a pen and paper because today's episode is chalk full of information that you are not going to want to forget and let’s dive in!
Xo Molly
P.S. Want to stick to your budget? Grab a free Clarity call and let’s dive into what is holding you back. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Jun 11, 2024
Tuesday Jun 11, 2024
Hey Mama,
I see your struggle. I see how much you are trying to keep your grocery budget down all while fighting inflation and rising prices. Unfortunately no matter how much you wish you could, you cannot control prices, but what you can control is your budget and that’s what we are going to go over today. How to inflation proof or better said ease the pressure inflation puts on your budget.
So give your kiddos some magnatiles and grab yourself a pen and paper and let’s get to it.
Xo Molly
P.S. Want to stick to your budget? Grab a free Clarity call and let’s dive into what is holding you back. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Jun 04, 2024
Tuesday Jun 04, 2024
Hey Mama!
It’s the first episode of the month, meaning we are going to dive into what happened in my budget this past month. What I planned, what I didn’t plan, how I handled things and what I could have done differently.
So go grab your headphones and a nice cool drink and let’s dive into what I did so that you can learn from me and make your budget even better.
Xo Molly
P.S. Want to stick to your budget? Grab a free Clarity call and let’s dive into what is holding you back. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday May 28, 2024
Tuesday May 28, 2024
Hey Mama,
Today’s episode is all about learning how to live beneath your means. Which essentially means learning how to live on less than the number on your paycheck. When you first start managing your money your focus is on the amount that is left in the account. Meaning you buy what’s most important first and then use the leftover as you please.
This is a good starting point in managing your finances, but it’s not going to help you pay off debt or achieve any financial goal you wish to reach in the future. It’s an in the moment paycheck to paycheck style of budgeting, which again is a great starting point to help you start being mindful about your money,
However, your ultimate goal is to be able to save for your future wishes and desires. And how you start doing that is what this episode is all about. This episode will help you set up your budget so that you are living on less than you make, allowing you to pay off debt and start saving for those living big on a budget dreams that you have.
So go grab that stroller, plug in those headphones and Let’s get to it!
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday May 21, 2024
Tuesday May 21, 2024
Hey Mama,
Welcome to the one income family podcast. Today I have a real treat for you. Summer is almost here and I know that you are excited and ready to have some good ole summer fun! I am right there with you dreaming of camping, swimming, gardening and simply just being outside all day long. I, my friend, have been cooped up for far too long. Bom Fires, roasting marshmallows and star gazing are on my mind and bring me so much excitement. Fishing, kayaking, sand volleyball you name it I am ready for it!
Now why am I telling you all of the fun summer activities I am excited for? Well that’s because today’s episode I am going to share with you how to set up your summer budget so that you can go out and have the fun that you are dreaming of for the summer. Whether it’s a large family vacation like going to Disneyland or just a simple backyard campout. Whatever you are dreaming of for the summer, let's set up your budget so that those dreams become reality.
So pop in your headphones, head outside to soak up some sun and let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday May 14, 2024
Tuesday May 14, 2024
Today’s episode is going to be all about why you want to budget and stick to it so badly, specifically meaning not throwing the budget to the curb when your numbers go over what you predicted.
Life is unexpected, things are going to happen, you’re going to give into temptation and when all of your energy is going into worrying whether you’re going to stay on budget or not your quality of life falls.
That is why I want to share with you these 4 reasons that get you so wrapped up in having to stay on budget that you forget the purpose of the budget. Your budget isn’t what controls your quality of life, your attitude is. That is why it is so important to know what could be affecting the way you are looking at your life.
So go grab that stroller, pop in your headphones and let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday May 07, 2024
Tuesday May 07, 2024
On today’s episode we are going to be diving into my real life budget. You’ll see whether I stayed on budget or not, what I had planned and how they changed, how I handled the change and so much more.
As I’ve said many times over, budgeting isn’t about stressing over whether you stayed on budget or not, it’s about how you handle the changes that life or even your temptations bring you.
So let’s dive into today's episode so that you can see how I was able to go to two weddings in one month, so that you can take my thoughts and put them into action with your own budget.
Go grab yourself something nice to sip on, take a breather and let’s get to it.
Xo Molly
P.S. I want to invite you to grab yourself a free Clarity Call so that you can find out what is keeping you from staying on budget. Go to calendly.com/mollybenell and book your call.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Apr 30, 2024
Tuesday Apr 30, 2024
Today we are going to be talking about the pursuit of possessions and how that is keeping you from living a joyful and abundant life on one income. When you are so hyper focused on things, your priorities start to change in an unhealthy way. Instead of your family and the needs of your family being the focus you are now focused completely on things, on the next new and shiny object that will bring you happiness for about 5 seconds and then you're off looking for the next shiny object.
Life is too short to be hyperfocused on things that will lose your attention in a matter of days, or months. So I want to talk with you today on why this happens and what you can do to overcome it.
So go grab that drink that gets you going in the morning and let's get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Apr 23, 2024
Tuesday Apr 23, 2024
Hey Mama,
I am so glad to see you back here with me on another episode of the one income family podcast. I am so honored to have you here with me investing in yourself to create a better life on one income. Dreaming for the future, setting goals and putting your money towards the things that you and your family enjoy.
But life is messy. You are human and there will be times when you get off budget. You, me, nobody is perfect and to expect perfection is to expect failure. So instead of only planning for the days where you are productive and on point, let’s also plan for the days where things go south and you get off budget.
Here are 5 steps that I take when I can’t think straight. These are the steps that I take when I don’t feel like budgeting. These are the next right steps to take that will get you through a tight spot.
So go grab that stroller, pop in those headphones and let’s get to it.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com