Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset

41. How Defining Your Why Will Keep You on Budget.

Hey Mama!
 
Just a heads up, today's episode is going to make you think a little bit, but I know you are ready for this challenge and that you are serious about sticking to that budget. So this, my friend, is where you want to start. 
 
Today we are going to be talking about your why, and what I mean is the deep down reason as to why you are budgeting in the first place. Because trust me, there is no way you will ever stick to your budget if you don’t have a reason. It becomes just a piece of paper that you fill out but holds no weight when it comes to eating out again or buying just one more gift that you think needs to be added to the bottom of your closet. 
 
Without knowing why you are truly doing this then I hate to break it to you, but you will never stick to your budget because there is no emotional connection that makes you do a double take on whether you should or shouldn’t buy the thing.
 
Xo  Molly 
 
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
 

40. My Number One Rule That Keeps You From Spending Money You Don’t Have!

Do you find yourself at the gas station unable to get gas because you’ve already spent your paycheck? Are you tired of only getting half of your groceries because you bought those yoga pants that you really wanted?
 
Hey Mama! You are not alone! Today on The One Income Family Podcast, we are going to be talking about my number one rule when it comes to the first purchases from your paycheck. This will help keep you from spending the money you need to get those groceries and gas and all of the other important things that are a necessity for you to get through your week, no matter how you get paid.
 
Xo  Molly 
 
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
 

39. Is Your Grocery Budget Getting the Best of You? 4 Ways to Simple Living in the Kitchen That Also Saves You Money

Hey Mama, 
 
I am here with you today scratching the surface of creating a simple and frugal kitchen. There are so many stages in the kitchen so don’t leave me just yet because you think this episode is going to be all about baking bread and preserving your garden! This is just the first step towards that goal, if that’s even a goal you have. If level 1 is all the deeper into a simple kitchen that you wish to go, then you do you girl!  
 
With that said, I have 4 key ways to create your level 1 simple kitchen that gives you a simple entry towards a frugal kitchen. They are only as difficult as you wish them to be and can be a complete game changer towards your grocery budget. 
 
So take a moment, go grab your coffee and let's figure out how you can eat good while on a budget.
 
Xo  Molly 
 
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
 
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Related Episodes:
34. Looking to Cut Costs? The Benefits of a Bi-Weekly Grocery System
36. 4 Reasons You Can’t Stick to Your Grocery Budget and What to Do So That You Can

38. Have No Time to Budget? 4 Tips to Build a Budget That Takes Less Time.

How long does it take you to budget? Do you want a system that takes 20 min or less? Well you are in for a treat, as I am sharing 4 tips of my extremely simple almost no budget budgeting system that will have you spending no more than 20 min a paycheck to complete! These are four things you need to set in place so that you too can have a budgeting system that gives you back your time. Between babies, work, homeschooling, your garden and all the things you do, you don’t have time to reinvent the wheel every time you get a paycheck. So plug in them headphones and get this episode rolling so that you too can have a no budget budgeting system that gives you back your time! 
 
Xo  Molly 
 
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
 

37. Do Your Finances Give You a Heart of Fear, Worry and Anxiety? How a Small Amount of Faith Can Calm the Storm

Settling into the storm is so easy to do, but not what God calls us to do. This week has been a rough one for me. My daughter is teething and running 104 degree fevers. I have went to the doctor and called the office more times in one week than I have ever done before, and needless to say, I am riding one heck of a storm. I am fearful that something bad could happen yet, there is nothing more that I can physically do. I tell you this not for sympathy or to make you feel bad, but rather to open up what God has placed on my heart to share with you. 
 
During this time of fear, worry and anxiety He has placed on my heart a passage from the bible that has helped me through this storm. It is Matthew 8: 23-27. This is a pretty popular passage where Jesus Calms the Storm, and man are there storms raging inside of me. 
 
One of them includes our finances as we have yet to settle into this new job and now have medical expenses to worry about and unfortunately my finances have been impacting the choices I have made concerning my daughter's care. 
 
And I’m 100% certain I am not alone here! You may not be in this season right now, but I know that you have probably made some decisions that you might not have made if finances had not been an issue. And it’s this belief or shall I say unbelief that God is sharing with us today. 
 
So Grab a pen and paper friend, because God has really been speaking some truth to me and I want to share it with you! 
 
Xo  Molly 
 
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path. 
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Next Steps: 
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Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
 

36. 4 Reasons You Can’t Stick to Your Grocery Budget and What to Do So That You Can

Do you find it difficult to stick to your grocery budget? Are you overwhelmed everytime you go into the store and just give up halfway through shopping? Do your emotions soar every time you think about groceries?
 
Well you my friend are in luck! In today’s episode we are diving into the grocery budget. Now, depending on how you feel when you enter the store the budget can easily be pushed to the side! 
 
And when you’re not tracking how much is currently in your cart your emotions get the best of you at check out after finding out how much you went over. It can be so embarrassing to put things back so you find yourself buying it all anyway. 
 
That is why I put this episode together to help you see the top 4 reasons you struggle to stick to your grocery budget along with how to get you sticking to your grocery budget like a pro. 
 
Xo  Molly 
 
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path. 
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Next Steps: 
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Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
 

35. Seeking God First to Fight the Worries of Living on One Income

I know how overwhelming it can feel living on one income. The overarching worry of do we have “the money” to buy food or maybe have some fun? 
 
The bible tells us that that our lives are more than food or clothes (Matthew 6:25), and I believe that includes the number in our bank account. 
 
This week we are getting a little off of our regular course to talk about something God has just been laying on my heart and opening my eyes up to this past week. I didn’t even see what it was until I sat down to record this episode and He revealed to me some hardships that are about to take course. So being the all powerful amazing God that He is. He intervened before the stress and the anxiety that would normally come could take place. 
 
He sent me a message to stop the worry from taking over and prepare my heart of the things that could possibly take place in the near future, and giving me a strategy to help keep my heart at peace during this time.
 
It’s this message that He wants me to share with you today. How to not only go through life in peace because yes this message can be used anywhere in your life, but specifically with our finances and how overwhelming and overtaking they can be on our hearts and minds. 
 
Xo  Molly 
 
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path. 
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Next Steps: 
.
Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
 

34. Looking to Cut Costs? The Benefits of a Bi-Weekly Grocery System

Are groceries getting the best of your budget? Do you find yourself googling ways to stick to the grocery budget? Are you ready to finally take control and make your money work for you?
 
Hey friend! I am so glad to see you here on another One Income Family episode. Today we are looking into a system of mine that helps me not only stick to the budget, but cut costs as well. You’re getting a two for one this episode, where I am going to be telling you the benefits of my bi-weekly grocery system so that you can take advantage and get your grocery budget working for you rather than against you! 
 
Xo  Molly 
 
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path. 
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.
Next Steps: 
.
Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
 

33. Do You Know Where Your Money is Going? 4 Reasons to Start Tracking Your Finances Today

Does tracking your finances sound like a bore? Do you feel like your time could be better spent elsewhere? But you want to stick to your budget like a pro. In today’s episode I am talking all about tracking your finances. I am going to tell you 4 reasons you should track your finances and help you to change your mindset around doing it. You feel like you don’t have the time for it and that it’s unnecessary, but I am going to open your eyes to why it is important, what it can do for you if you just try it and how it can transform your finances especially when you live on one income.
 
Are you finally ready to stick to that budget? Are you sick of slipping back into bad spending habits that keep you from doing the things that your family enjoys? Are you tired of googling your answers and just want some help that doesn’t require a lot of reading? 
 
Well you my Friend are in luck! I am a Personal Finance and Budget Coach looking for 5 lovely mamas who are willing to work with me in the beginning stages of my program to help me tweak and refine it to hit all of your needs. And wait for it, the first 5 mamas to sign up for a call with me will get a free financial audit + a 30 min strategy call to help you create a plan to stick to that budget like a pro. 
 
So go book your free Financial Audit and Strategy Call now before they are all gone. 
Xo Molly 
 
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path. 
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.
.
Next Steps: 
.
Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
 

32. Struggle With Budgeting On the Go? Try This Simple NO STRESS Budget

When it comes to your budget does it feel like when it’s out of sight it’s out of mind, making it impossible to follow out in the real world? Does your budget feel like a great idea in the moment, but when put to the test fails every time? We all know how difficult it can be to stick to the budget. Especially when you’re not looking at it. You go to make a purchase and last you checked you had enough money, but when you go take a look you find that you didn’t have the money for it and it stings! In today’s episode I’m going to introduce to you a simple budgeting system that you put in your wallet allowing you to be able to make purchases confidently and prevent the stress of overspending. 
 
Xo Molly 
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Next Steps: 
.
Book a FREE Clarity Call
.
Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com