Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset
**TOP 2.5% FINANCE AND BUDGETING SUPPORT PODCAST**
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Struggling to create a budget you can stick to? Looking for ways to build wealth and ensure financial security? Wish you could finally stop overspending? Scared to start yet another budget… and fail…
Mama, am I glad you found me!
In this podcast you will learn how to budget in a way that ensures financial security and wealth building, how to make confident financial decisions, how to replace bad habits and do it all with God at your side.
Hi, I’m Molly. A Christian stay at home mom and wife, who loves homeschooling, homesteading and being outdoors. I too used to live paycheck to paycheck, budget hopping my way through hoping to find a budget that was easy and I could stick to.
That’s when I realized an old-fashioned style of budgeting, my mindset, my habits and my lifestyle were keeping me enslaved to my money and from being able to stick to my budget.
So what did I do? I created a simple, time-saving budget and I worked with God to renew my mind and habits, so that I CAN stick to my budget! And I am excited to share it with you!
If you are ready to embrace a hands off approach to budgeting saving you time and money…
God centered systems and routines that keep you sticking to your budget…
Results that look like financial security, building wealth, freedom to spend, and the ability to save up for your goals - this podcast is for you!
Now, stop pinching those pennies and let’s dive in!
NEXT STEPS:
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Book a Call - www.calendly.com/mollybenell
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Join the FREE Community - www.facebook.com/groups/budgetingwithconfidence/
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Become an Insider - bit.ly/oneincomefamilyinsider
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Questions? Email me - mollybenell@gmail.com
Listen on:
Episodes
Tuesday Sep 19, 2023
Tuesday Sep 19, 2023
Hey Mama,
Have you ever felt so exhausted and so burnt out that you couldn’t think straight? You know that time when your kids do the littlest of things and you just blow up. Well this is what we are going to be talking about today! As a Mom it can be too easy to push our needs to the side saying that they are not important as we continue caring for our family, our house, our job. We continue to pour out never to fill ourselves back up. I need you to understand that your fundamental needs should be one of your first focuses in order for you to steward and care for the things God has placed in your care. I also need you to give yourself grace because you are not perfect and times like this will happen, there are many examples all throughout the bible, but one in particular that I want to share with you. It’s the story of Elijah the prophet and the time he was so exhausted in every facet of his life he prayed that God would “Take his life” (1 Kings 19).
Exhaustion and burnout is a real thing that can be crippling. So listen in and learn how you can break the cycle bringing hope in every area in your life including your finances.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to www.calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Sep 12, 2023
Tuesday Sep 12, 2023
Hey Mama are you in for a treat on the One Income Family Podcast! Today we are going to be going through the overall look of living a frugal life and I will be breaking it down to a simple system that allows you to take it and run with it in each area of your life that you are trying to be frugal. So grab a pen and paper as we dive head first into how to live a frugal life.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Sep 05, 2023
Tuesday Sep 05, 2023
Do you know the difference between being frugal and being cheap? Does the word frugal give you a bad taste in your mouth? Well my Friend, in this episode I’m going to be explaining to you the difference between being Frugal and being Cheap. People have given the word Frugal a negative connotation because they believe that the word frugal is just a fancy word for cheap, and I am here to tell you that that is not the case. Being Frugal is a way of life and it’s that way of life that I am eager to show you so that you two can live an abundant, joyful and financially healthy lifestyle. So go listen to this juicy episode and learn the benefits of frugal living. Don’t forget a pen and paper as you will want to write these benefits down.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Aug 29, 2023
Tuesday Aug 29, 2023
Hey Mama!
Just a heads up, today's episode is going to make you think a little bit, but I know you are ready for this challenge and that you are serious about sticking to that budget. So this, my friend, is where you want to start.
Today we are going to be talking about your why, and what I mean is the deep down reason as to why you are budgeting in the first place. Because trust me, there is no way you will ever stick to your budget if you don’t have a reason. It becomes just a piece of paper that you fill out but holds no weight when it comes to eating out again or buying just one more gift that you think needs to be added to the bottom of your closet.
Without knowing why you are truly doing this then I hate to break it to you, but you will never stick to your budget because there is no emotional connection that makes you do a double take on whether you should or shouldn’t buy the thing.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Aug 22, 2023
Tuesday Aug 22, 2023
Do you find yourself at the gas station unable to get gas because you’ve already spent your paycheck? Are you tired of only getting half of your groceries because you bought those yoga pants that you really wanted?
Hey Mama! You are not alone! Today on The One Income Family Podcast, we are going to be talking about my number one rule when it comes to the first purchases from your paycheck. This will help keep you from spending the money you need to get those groceries and gas and all of the other important things that are a necessity for you to get through your week, no matter how you get paid.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Aug 15, 2023
Tuesday Aug 15, 2023
Hey Mama,
I am here with you today scratching the surface of creating a simple and frugal kitchen. There are so many stages in the kitchen so don’t leave me just yet because you think this episode is going to be all about baking bread and preserving your garden! This is just the first step towards that goal, if that’s even a goal you have. If level 1 is all the deeper into a simple kitchen that you wish to go, then you do you girl!
With that said, I have 4 key ways to create your level 1 simple kitchen that gives you a simple entry towards a frugal kitchen. They are only as difficult as you wish them to be and can be a complete game changer towards your grocery budget.
So take a moment, go grab your coffee and let's figure out how you can eat good while on a budget.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
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Related Episodes:
34. Looking to Cut Costs? The Benefits of a Bi-Weekly Grocery System
36. 4 Reasons You Can’t Stick to Your Grocery Budget and What to Do So That You Can
Tuesday Aug 08, 2023
Tuesday Aug 08, 2023
How long does it take you to budget? Do you want a system that takes 20 min or less? Well you are in for a treat, as I am sharing 4 tips of my extremely simple almost no budget budgeting system that will have you spending no more than 20 min a paycheck to complete! These are four things you need to set in place so that you too can have a budgeting system that gives you back your time. Between babies, work, homeschooling, your garden and all the things you do, you don’t have time to reinvent the wheel every time you get a paycheck. So plug in them headphones and get this episode rolling so that you too can have a no budget budgeting system that gives you back your time!
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
Tuesday Aug 01, 2023
Tuesday Aug 01, 2023
Settling into the storm is so easy to do, but not what God calls us to do. This week has been a rough one for me. My daughter is teething and running 104 degree fevers. I have went to the doctor and called the office more times in one week than I have ever done before, and needless to say, I am riding one heck of a storm. I am fearful that something bad could happen yet, there is nothing more that I can physically do. I tell you this not for sympathy or to make you feel bad, but rather to open up what God has placed on my heart to share with you.
During this time of fear, worry and anxiety He has placed on my heart a passage from the bible that has helped me through this storm. It is Matthew 8: 23-27. This is a pretty popular passage where Jesus Calms the Storm, and man are there storms raging inside of me.
One of them includes our finances as we have yet to settle into this new job and now have medical expenses to worry about and unfortunately my finances have been impacting the choices I have made concerning my daughter's care.
And I’m 100% certain I am not alone here! You may not be in this season right now, but I know that you have probably made some decisions that you might not have made if finances had not been an issue. And it’s this belief or shall I say unbelief that God is sharing with us today.
So Grab a pen and paper friend, because God has really been speaking some truth to me and I want to share it with you!
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Jul 25, 2023
Tuesday Jul 25, 2023
Do you find it difficult to stick to your grocery budget? Are you overwhelmed everytime you go into the store and just give up halfway through shopping? Do your emotions soar every time you think about groceries?
Well you my friend are in luck! In today’s episode we are diving into the grocery budget. Now, depending on how you feel when you enter the store the budget can easily be pushed to the side!
And when you’re not tracking how much is currently in your cart your emotions get the best of you at check out after finding out how much you went over. It can be so embarrassing to put things back so you find yourself buying it all anyway.
That is why I put this episode together to help you see the top 4 reasons you struggle to stick to your grocery budget along with how to get you sticking to your grocery budget like a pro.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Jul 18, 2023
Tuesday Jul 18, 2023
I know how overwhelming it can feel living on one income. The overarching worry of do we have “the money” to buy food or maybe have some fun?
The bible tells us that that our lives are more than food or clothes (Matthew 6:25), and I believe that includes the number in our bank account.
This week we are getting a little off of our regular course to talk about something God has just been laying on my heart and opening my eyes up to this past week. I didn’t even see what it was until I sat down to record this episode and He revealed to me some hardships that are about to take course. So being the all powerful amazing God that He is. He intervened before the stress and the anxiety that would normally come could take place.
He sent me a message to stop the worry from taking over and prepare my heart of the things that could possibly take place in the near future, and giving me a strategy to help keep my heart at peace during this time.
It’s this message that He wants me to share with you today. How to not only go through life in peace because yes this message can be used anywhere in your life, but specifically with our finances and how overwhelming and overtaking they can be on our hearts and minds.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
.
.
.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com