The One Income Family | Budgeting for Stay at Home Moms, Frugal Living, Saving Money, Manage Money, Money Habits, Biblical Money Mindset
**TOP 2.5% FINANCE AND BUDGETING SUPPORT PODCAST** *** TOP 100 IN THE UNITED STATES *** Do you find it hard to save or get out of debt? Are you constantly searching for ways to save money and live on a budget? Do you have big dreams only to be stopped by not sticking to your budget? Are you ready for financial freedom? Then you, Mama, are in the right place! In this podcast you will learn what it looks like to budget on one income, how to partner with God in your finances, how to budget in a way that’s easy to stick to and how to cut costs and save money all so you can start building wealth. It is my mission to equip you with the tools that will help you achieve true abundance, where money isn’t a distraction, and you are able to create a Joy filled life regardless of the amount in your account. Where your focus is not on money, but on God and your family and you are living in Joy instead of Fear. Hey, I’m Molly. A stay at home mom of 2 beautiful baby girls, wife and Daughter of the Lord our God. I am a Podcaster and Budget Coach and I too have tried and failed many budgets. Sticking to them was next to impossible until I finally created a system that doesn’t rely on tracking, the nemesis of sticking to your budget. I have also learned what it means to be frugal instead of cheap, what it feels and looks like when you’ve created financial stability and are no longer living paycheck to paycheck. We’ve paid off loans, bought and renovated houses and are building wealth all on one income. So Mama, If you are ready to finally STOP living paycheck to paycheck… Create a Budget that you can EASILY implement and stick to, become frugal and cut costs like a champ and achieve those financial goals so that you too can live in financial peace creating a home filled with joy - this is the podcast for you! So go grab that stroller, plug in those headphones and let’s get to it! NEXT STEPS: . Book a Call - www.calendly.com/mollybenell . Join the FREE Community - https://www.facebook.com/groups/theoneincomefamily . Become an Insider - bit.ly/oneincomefamilyinsider . Questions? Email me - mollybenell@gmail.com
Listen on:
Episodes
Tuesday Aug 22, 2023
Tuesday Aug 22, 2023
Do you find yourself at the gas station unable to get gas because you’ve already spent your paycheck? Are you tired of only getting half of your groceries because you bought those yoga pants that you really wanted?
Hey Mama! You are not alone! Today on The One Income Family Podcast, we are going to be talking about my number one rule when it comes to the first purchases from your paycheck. This will help keep you from spending the money you need to get those groceries and gas and all of the other important things that are a necessity for you to get through your week, no matter how you get paid.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
.
.
.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Aug 15, 2023
Tuesday Aug 15, 2023
Hey Mama,
I am here with you today scratching the surface of creating a simple and frugal kitchen. There are so many stages in the kitchen so don’t leave me just yet because you think this episode is going to be all about baking bread and preserving your garden! This is just the first step towards that goal, if that’s even a goal you have. If level 1 is all the deeper into a simple kitchen that you wish to go, then you do you girl!
With that said, I have 4 key ways to create your level 1 simple kitchen that gives you a simple entry towards a frugal kitchen. They are only as difficult as you wish them to be and can be a complete game changer towards your grocery budget.
So take a moment, go grab your coffee and let's figure out how you can eat good while on a budget.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
.
.
.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Related Episodes:
34. Looking to Cut Costs? The Benefits of a Bi-Weekly Grocery System
36. 4 Reasons You Can’t Stick to Your Grocery Budget and What to Do So That You Can
Tuesday Aug 08, 2023
Tuesday Aug 08, 2023
How long does it take you to budget? Do you want a system that takes 20 min or less? Well you are in for a treat, as I am sharing 4 tips of my extremely simple almost no budget budgeting system that will have you spending no more than 20 min a paycheck to complete! These are four things you need to set in place so that you too can have a budgeting system that gives you back your time. Between babies, work, homeschooling, your garden and all the things you do, you don’t have time to reinvent the wheel every time you get a paycheck. So plug in them headphones and get this episode rolling so that you too can have a no budget budgeting system that gives you back your time!
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
.
.
.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Aug 01, 2023
Tuesday Aug 01, 2023
Settling into the storm is so easy to do, but not what God calls us to do. This week has been a rough one for me. My daughter is teething and running 104 degree fevers. I have went to the doctor and called the office more times in one week than I have ever done before, and needless to say, I am riding one heck of a storm. I am fearful that something bad could happen yet, there is nothing more that I can physically do. I tell you this not for sympathy or to make you feel bad, but rather to open up what God has placed on my heart to share with you.
During this time of fear, worry and anxiety He has placed on my heart a passage from the bible that has helped me through this storm. It is Matthew 8: 23-27. This is a pretty popular passage where Jesus Calms the Storm, and man are there storms raging inside of me.
One of them includes our finances as we have yet to settle into this new job and now have medical expenses to worry about and unfortunately my finances have been impacting the choices I have made concerning my daughter's care.
And I’m 100% certain I am not alone here! You may not be in this season right now, but I know that you have probably made some decisions that you might not have made if finances had not been an issue. And it’s this belief or shall I say unbelief that God is sharing with us today.
So Grab a pen and paper friend, because God has really been speaking some truth to me and I want to share it with you!
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
.
.
.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Jul 25, 2023
Tuesday Jul 25, 2023
Do you find it difficult to stick to your grocery budget? Are you overwhelmed everytime you go into the store and just give up halfway through shopping? Do your emotions soar every time you think about groceries?
Well you my friend are in luck! In today’s episode we are diving into the grocery budget. Now, depending on how you feel when you enter the store the budget can easily be pushed to the side!
And when you’re not tracking how much is currently in your cart your emotions get the best of you at check out after finding out how much you went over. It can be so embarrassing to put things back so you find yourself buying it all anyway.
That is why I put this episode together to help you see the top 4 reasons you struggle to stick to your grocery budget along with how to get you sticking to your grocery budget like a pro.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
.
.
.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Jul 18, 2023
Tuesday Jul 18, 2023
I know how overwhelming it can feel living on one income. The overarching worry of do we have “the money” to buy food or maybe have some fun?
The bible tells us that that our lives are more than food or clothes (Matthew 6:25), and I believe that includes the number in our bank account.
This week we are getting a little off of our regular course to talk about something God has just been laying on my heart and opening my eyes up to this past week. I didn’t even see what it was until I sat down to record this episode and He revealed to me some hardships that are about to take course. So being the all powerful amazing God that He is. He intervened before the stress and the anxiety that would normally come could take place.
He sent me a message to stop the worry from taking over and prepare my heart of the things that could possibly take place in the near future, and giving me a strategy to help keep my heart at peace during this time.
It’s this message that He wants me to share with you today. How to not only go through life in peace because yes this message can be used anywhere in your life, but specifically with our finances and how overwhelming and overtaking they can be on our hearts and minds.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
.
.
.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Jul 11, 2023
Tuesday Jul 11, 2023
Are groceries getting the best of your budget? Do you find yourself googling ways to stick to the grocery budget? Are you ready to finally take control and make your money work for you?
Hey friend! I am so glad to see you here on another One Income Family episode. Today we are looking into a system of mine that helps me not only stick to the budget, but cut costs as well. You’re getting a two for one this episode, where I am going to be telling you the benefits of my bi-weekly grocery system so that you can take advantage and get your grocery budget working for you rather than against you!
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
.
.
.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Jul 04, 2023
Tuesday Jul 04, 2023
Does tracking your finances sound like a bore? Do you feel like your time could be better spent elsewhere? But you want to stick to your budget like a pro. In today’s episode I am talking all about tracking your finances. I am going to tell you 4 reasons you should track your finances and help you to change your mindset around doing it. You feel like you don’t have the time for it and that it’s unnecessary, but I am going to open your eyes to why it is important, what it can do for you if you just try it and how it can transform your finances especially when you live on one income.
Are you finally ready to stick to that budget? Are you sick of slipping back into bad spending habits that keep you from doing the things that your family enjoys? Are you tired of googling your answers and just want some help that doesn’t require a lot of reading?
Well you my Friend are in luck! I am a Personal Finance and Budget Coach looking for 5 lovely mamas who are willing to work with me in the beginning stages of my program to help me tweak and refine it to hit all of your needs. And wait for it, the first 5 mamas to sign up for a call with me will get a free financial audit + a 30 min strategy call to help you create a plan to stick to that budget like a pro.
So go book your free Financial Audit and Strategy Call now before they are all gone.
Xo Molly
P.S. Hey Mama, I want to invite you to hop on a FREE 30 min Clarity Call with me. This is a call that will help you decide the direction you should take on your one income journey. I know you are trying to decide if you need more income or not and that is exactly what this call will do for you. So please head on over to calendly.com/mollybenell and grab a FREE 30 min call so that you can continue down this path.
.
.
.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Jun 27, 2023
Tuesday Jun 27, 2023
When it comes to your budget does it feel like when it’s out of sight it’s out of mind, making it impossible to follow out in the real world? Does your budget feel like a great idea in the moment, but when put to the test fails every time? We all know how difficult it can be to stick to the budget. Especially when you’re not looking at it. You go to make a purchase and last you checked you had enough money, but when you go take a look you find that you didn’t have the money for it and it stings! In today’s episode I’m going to introduce to you a simple budgeting system that you put in your wallet allowing you to be able to make purchases confidently and prevent the stress of overspending.
Xo Molly
.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
Tuesday Jun 20, 2023
Tuesday Jun 20, 2023
Are you looking for a simple solution to stick to your budget? Do you find overspending easy and stopping it hard? Well, then this is the episode for you. Today I laid out how putting your emotions back into your spending is the quickest and simplest way to make sure you stick to your budget. Now I know that you might be asking, how will my emotions keep me true to my budget? and I am going to keep that with the short answer of, your emotions control everything you do. Think on that! We stress eat, we spend money to not feel left behind and that’s just to name a few. And sadly, the world has found a way to make spending easy and emotionless, and that is what this episode breaks down for you so that you can start sticking to your budget today!
Xo Molly
.
.
.
Next Steps:
.
Book a FREE Clarity Call
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com