Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset

59. Don’t Want to Track Your Money? My Simple Financial Tracking System That Takes Minutes and Keeps You on Budget

How often do you find yourself unable to stick to your budget all because you can’t get yourself to fill out a simple ledger or better said track your spending? In today’s episode you are going to get a look at the system I used not only to keep track of my own spending, but that I coach on and you could have as well when you book a Financial Strategy session with me. We are going to dive into what it looks like to track your finances so that you can start sticking to your budget today. Just imagine being able to shed the fear of overspending because that is what this system will do for you! 
 
Xo  Molly 
 
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.  
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Next Steps: 
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Book Your Financial Strategy Session
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

58. Budgeting Lessons Learned by a Stay at Home Momma Living on One Income

Hey Mama, it is officially 2024, and it’s the perfect time to start getting your finances in order so that you can confidently walk though the new year. That is why I thought today would be the perfect day to walk you through my journey of becoming a one income family. There are so many great lessons and ah ha moments that have not only changed the way I do budgeting, but have transformed my finances into what they are today. This transformation has given us the tools and ability to make sound financial decisions like changing jobs, buying vehicles, taking unexpected trips all without the stress and overwhelm that comes with it.
 
Xo  Molly 
 
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go to calendly.com/mollybenell and see if this is what you’ve been looking for. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
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Related Episodes:
40. My Number One Rule That Keeps You From Spending Money You Don’t Have!
55. Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress
 
 

57. Did You Stick To Your Christmas Budget? How to Handle Change Without Stress!

In today’s episode I’m going to take you through my Christmas Budget. I am going to share my wins and my losses, what I could have done differently and how I can use that information to up my monthly budgeting game. So, whether you are cleaning up from Christmas, of which I hope you had a great Christmas, or if you are finally getting to relax after all of the hustle and bustle, grab a nice warm drink, take 5 with me and let’s dive into how I did with my Christmas Budget so that you can do the same with yours. 
 
XO  Molly 
 
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.  
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Next Steps: 
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Book Your Financial Strategy Session
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

56. Don’t Have Time to Be Frugal? Check Out These 3 Time Saving Budgeting Hacks

I think the famous and almost annoying phrase that we hear on the daily is there are only 24 hours in a day and no matter how irritating it may be to hear, we still feel it. When we are trying to cram everything we can into one day, overwhelm and burnout and eventually convince us to quit. That is why in this episode I am going over 3 budgeting Systems  that are not only going to save you time, but will save you time, money and help you easily stick to your budget. 
 
Xo  Molly 
 
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.  
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Next Steps: 
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Book Your Financial Strategy Session
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

55. Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress

How long does it take you to pay your bills? What if you could do it in 5 min? Today’s episode is going to change how you pay your bills forever. It’s going to take away the stress, it’s going to take away the guesswork, it’s going to give you back your time but more importantly it’s going to make sure that all your bills are paid and paid on time! This system will help ease up that mental stress caused by your finances by making it simple and less hands on. The only time you will have to get back into this system is when you add or subtract a payment otherwise it stays the same every single paycheck. 
 
Xo  Molly 
 
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.  
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Next Steps: 
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Book Your Financial Strategy Session
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

54. Ready for Financial Stability? How an Emergency Fund Can Get You There Fast.

The one constant that we can come to expect in our financial journey is the unexpected. You work so hard to stick to your budget so that you can save money, hit those goals and so much more. But what you don’t plan for because let’s be real, it’s not fun, are the unexpected events, or better said emergencies. 
 
You don’t want to think about things going wrong. You don’t want to think about losing a loved one. When you sit down to plan, it’s for that perfect life that goes without kinks and twists and turns that make you want to pull your hair out, but that’s life! It’s the unexpected, having to deal with things we never thought we would be worrying about. Whether it’s your vehicle, your house, your health, losing a job, having a plan for the unexpected is paramount for that financial stability and peace you are looking for. 
 
That’s exactly what this episode is all about, emergency funds and how to financially handle the unexpected. 
 
Xo  Molly 
 
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.  
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Next Steps: 
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Book Your Financial Strategy Session
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

53. If You Are Sick of Not Knowing Where Your Money Is Going, It’s Time to Do a Financial Audit.

Have you ever asked yourself why they say you should do a Financial Audit? I know how difficult it can be and how painful it can be to bring up all of the emotions that come with spending money, but it’s so important to do. 
 
In today’s episode we are talking about why you should be auditing your expenses. So that you have the tools to set yourself up financially. So that you can make smarter, more concret financial decisions that will take you further on your journey and really start you off on the right foot. 
 
An audit simply opens your eyes to what is going on in your budget. It’s your choice to take it and run with it or not. 
 
Xo  Molly 
 
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go to see if this is what you’ve been looking for. 
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Next Steps: 
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Book a free Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

52. Which Is More Important, Money or Family? 4 Truths That Say It’s Money.

Hey Mama,
 
I know how difficult it can be to get lost in the world of money. To see all the income you have leftover that you can play with or feel the stress of not having any extra income to play with at all. All the possibilities and goals you can set or can’t set. 
 
Your  focus is flipped from what’s truly important to the things that you can or can’t buy and that becomes the thing that you sit on and brood over and over in your brain. It’s the only thing you can think about and before you know it your life has passed in front of your eyes and the only thing you can remember is how you couldn’t buy something or how long it took to be able to buy that thing. 
 
You’ve lost sight of what’s truly important. God, Your Husband, Your Children. Your family, Your friends. They have become an afterthought. That is why in this episode I want to open your eyes to what God tells you about money and what the world is doing to you. Manipulating you to put your identity in money. 
 
The first step in making a change is to first see the problem. That is why I am talking about 4 truths that are keeping you from being present with your family. 
 
Xo  Molly 
 
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

CHRISTMAS BUDGETING SERIES // Day 5: Take on Those Sales Like a Champ With a Christmas Spending Plan

It’s Day 5 of the Christmas Budgeting Series and it saddens me to think that this is the last day of this amazing series. We started out looking into the past so that you can learn what you did and use that information to create a budget for Christmas. We talked about the true meaning of Christmas and creating your own personal family mission for the season so that you are able to enjoy the season rather than wear yourself out from all the craziness of the holiday. Yesterday we talked about 3 ways you can fund your Christmas budget, and today on the last episode of the series we are going to create your Christmas Spending Plan. 
 
Earlier we created a budget allocating how much money goes into which holiday category, but today we are going to jump into each category so that you know what you plan on buying, where you plan on buying it, if you’re going to use a sale and so much more. 
 
We get off budget when we only have a budget to follow. If you want to be able to stick to your budget, you have to have a spending plan so that you know what you’re looking for and you can easily get it. Think of it like meal planning. When you know what you’re going to eat, it’s so much easier to stay on budget compared to when you go in without a grocery list and end up buying everything that sounds good. 
 
Xo  Molly 
 
P.S. Don’t miss out on the Christma Budgeting Sale that is only available from November 13 through Sunday November 19th. In this sale you get 20% off a Financial Strategy Session plus a Clarity Call that’s focused on setting up your Christmas budget based on what you learn in the Christmas Budgeting Series. Head on over and grab your SALE NOW. Let’s create your habits and systems together so that you can focus on your family over your finances. 
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Next Steps: 
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

CHRISTMAS BUDGETING SERIES // Day 4: Do You Know How You’re Going to Fund Your Christmas Budget? 2 Ways You Can Find Money Today.

Welcome to Day 4 of the Christmas Budgeting Series! Can you believe it’s already day 4? We are over half way through this series that has been eye opening and has been helping you to create not just a financially successful Christmas, but also one that is focused more on the true meaning of Christmas. 
 
This series is helping you to set intentions for how you want the month to look like. To help you create a stress free season that brings you and your family joy and cultivates an atmosphere of love and giving instead of what the world wants us to focus on, receiving. 
 
If you have missed out on the last 3 days. Make sure you go back and listen so that you too can set up your Christmas to be financially stress free and go about the month of December the way you want it to be.
 
It’s officially Day 4 of the Christmas Budgeting Series, probably the day you have been looking forward to the most. The day we dive into all things income and how you are going to fund your Christmas Budget. 
 
Xo  Molly 
 
P.S. Don’t miss out on the Christma Budgeting Sale that is only available from November 13 through Sunday November 19th. In this sale you get 20% off a Financial Strategy Session plus a Clarity Call that’s focused on setting up your Christmas budget based on what you learn in the Christmas Budgeting Series. Head on over and grab your SALE NOW. Let’s create your habits and systems together so that you can focus on your family over your finances. 
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Next Steps: 
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com