Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset

66. Why Your One Income Budget Isn’t Working!

Hey Mama, today we are going to be going over why your budget isn’t working for you. A budget is an amazing tool that can get you places you never thought you’d be, but in order to get to that place it has to work for you. It has to be something you and your family can get behind and get excited for, otherwise you’re simply wasting your time creating a plan that you will throw out the window at the first sign of trouble. I know, I’ve been there. That is why today I have chosen 3 specific reasons your budget isn’t working for you and I’m going to give you the next right step to getting your budget on track and something you are excited to follow. 
 
Xo  Molly 
 
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

65. Do Your Expenses Out Weight Your Income? 3 Things You Can Do to Level the Playing Field.

I recently had someone reach out and ask me about what they could do if they had more expenses than income coming in, specifically they were looking for a way to cut monthly bills. I thought this would be a great thing to share with you because I know what it’s like living on a tight income and there are times that you may be living in the red rather than the black, which is fancy talk for your spending more than you bring in. I thought this would be a great topic to share with you so that if you are in this position or ever come to be in this position you can know the steps to take to get you and your family into a better financial position. So go grab them headphones and maybe your budget and let’s walk through what I like to call a Budget Edit. 
 
Xo  Molly 
 
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

64. Do You Struggle to Stick To Your Budget? 6 Money Management Tasks You Should Be Doing Every Month.

I know how difficult it can be when you sit down to do something and you have no idea what it is you should even be doing. Or maybe you do know some of the tasks but wonder if you should be doing more, like something is missing. That is why I decided I would take you through the big picture view of what it is you should be doing every month when it comes to your finances. The best part of this is that not only are these great tasks that will keep your money moving well for you, but they are also the tasks that God tells us to do in the Bible. That means that by doing these 6 tasks you will be bringing Glory to God and stewarding His money well. 
 
Listen in as we walk through these 6 tasks that are going to move mountains for you in so many ways and let’s get you one step closer to sticking to that budget. 
 
Xo  Molly 
 
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

63. Take Away the Stress With These 6 Simple Steps to Financial Decision Making as a Christian Stay at Home Momma

Is decision making difficult for you? Especially the financial ones that are big dollar amounts. Do they bring you stress and interrupted sleep because you don’t know what you should do? That is exactly what we are going to be going over today. It’s time to take back your sleepless nights. It’s time to release that stress and use these 6 steps to decision making that allows you to make difficult decisions in peace knowing that you are doing the right thing. 
 
Xo  Molly 
 
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

62. Is Money Running Your Life? 3 Ways to Know Who’s in Control and What Happens When It’s Money.

Hey Mama, 
 
Have you ever sat down and really thought about the way you look at money? Do you feel like you want to do more for others, but your bank account just won’t let it happen? Are you ready to stop stressing over your finances when tragedy hits? These thoughts have haunted me every single time I see someone in need. I want to help so badly, but my inner alarms go off telling me that I don’t have the income to help them or else I will be in danger and they always win out. As I sat down to write up this episode I got deep into the roots of why I think these thoughts. What is keeping me from giving my money to those who are in need the way Jesus would give his own shirt. Why can’t I be like him? I feel torn between doing what’s right and staying safe. In this episode you will learn who is really in control and whether you have allowed money to become your idol, along with the side effects that come with the idolatry of money. 
 
Xo  Molly 
 
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

61. Setting Financial Goals So You Can Stick To Your Budget as a Stay at Home Mom

Hello my friend, it’s so good to be here with you today as I’m sitting here thinking about all of the goals my husband and I have set for this coming year. Now who knows if my budget will be able to stand up to all of these dreams and desires, but It's still a rush when I think of all of the things that we would like to accomplish this year. It's that rush that brings the excitement for my budgeting plan. It's that rush that keeps me motivated and accountable when using my budget each month. I know that come the end of the year exhaustion tends to overcome the rush, but it is so important to set these goals and dreams. Have you sat down with your spouse and thought through the things you want your money to do for you? Have you made a game plan on how you are going to achieve them? Well that is what we are going to talk about today! Whether you have 50 dollars left at the end of your paycheck or 2000, you want to make sure that each dollar has a job and the best way to do that is by setting goals! 
 
So head to the kitchen, grab a nice WARM drink because I don't know where you live, but as I’m recording it is currently in the negatives as a high and my warm drinks have been my best friend. But I digress, so go grab that warm drink, pop in them headphones and let’s get to it. 
 
Xo  Molly 
 
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start. 
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Next Steps: 
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Book a Financial Strategy Session
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
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Related Episodes: 
5 Ways to Use Your Faith to Become Better With Your Finances

60. 5 Ways to Use Your Faith to Become Better With Your Finances.

Have you ever wondered how your faith and your finances go together? Do you desire financial security? Are you looking for a way to release the financial burden and stress that is weighing you down? Well today we are going to dive into the word of God and let scripture be our guide to finding Financial Security and Peace so that you can focus less on your finances or worrying about the dollar amount in your bank account, to being able to focus more on God and your family. Money is given to us by God to Steward for His will so by focusing on our faith we can do better with our finances. 
 
Xo  Molly 
 
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
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Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
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Related Episodes: 
Seeking God First to Fight the Worries of Living on One Income
Do Your Finances Give You a Heart of Fear, Worry and Anxiety? How a Small Amount of Faith Can Calm the Storm.

59. Don’t Want to Track Your Money? My Simple Financial Tracking System That Takes Minutes and Keeps You on Budget

How often do you find yourself unable to stick to your budget all because you can’t get yourself to fill out a simple ledger or better said track your spending? In today’s episode you are going to get a look at the system I used not only to keep track of my own spending, but that I coach on and you could have as well when you book a Financial Strategy session with me. We are going to dive into what it looks like to track your finances so that you can start sticking to your budget today. Just imagine being able to shed the fear of overspending because that is what this system will do for you! 
 
Xo  Molly 
 
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.  
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Next Steps: 
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Book Your Financial Strategy Session
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Join The One Income Family Community 
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com

58. Budgeting Lessons Learned by a Stay at Home Momma Living on One Income

Hey Mama, it is officially 2024, and it’s the perfect time to start getting your finances in order so that you can confidently walk though the new year. That is why I thought today would be the perfect day to walk you through my journey of becoming a one income family. There are so many great lessons and ah ha moments that have not only changed the way I do budgeting, but have transformed my finances into what they are today. This transformation has given us the tools and ability to make sound financial decisions like changing jobs, buying vehicles, taking unexpected trips all without the stress and overwhelm that comes with it.
 
Xo  Molly 
 
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go to calendly.com/mollybenell and see if this is what you’ve been looking for. 
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Next Steps: 
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Book a FREE Clarity Call
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Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
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Related Episodes:
40. My Number One Rule That Keeps You From Spending Money You Don’t Have!
55. Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress
 
 

57. Did You Stick To Your Christmas Budget? How to Handle Change Without Stress!

In today’s episode I’m going to take you through my Christmas Budget. I am going to share my wins and my losses, what I could have done differently and how I can use that information to up my monthly budgeting game. So, whether you are cleaning up from Christmas, of which I hope you had a great Christmas, or if you are finally getting to relax after all of the hustle and bustle, grab a nice warm drink, take 5 with me and let’s dive into how I did with my Christmas Budget so that you can do the same with yours. 
 
XO  Molly 
 
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.  
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Next Steps: 
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Book Your Financial Strategy Session
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Join The One Income Family Community 
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com