The One Income Family | Budgeting for Stay at Home Moms, Frugal Living, Saving Money, Manage Money, Money Habits, Biblical Money Mindset
**TOP 2.5% FINANCE AND BUDGETING SUPPORT PODCAST** *** TOP 100 IN THE UNITED STATES *** Do you find it hard to save or get out of debt? Are you constantly searching for ways to save money and live on a budget? Do you have big dreams only to be stopped by not sticking to your budget? Are you ready for financial freedom? Then you, Mama, are in the right place! In this podcast you will learn what it looks like to budget on one income, how to partner with God in your finances, how to budget in a way that’s easy to stick to and how to cut costs and save money all so you can start building wealth. It is my mission to equip you with the tools that will help you achieve true abundance, where money isn’t a distraction, and you are able to create a Joy filled life regardless of the amount in your account. Where your focus is not on money, but on God and your family and you are living in Joy instead of Fear. Hey, I’m Molly. A stay at home mom of 2 beautiful baby girls, wife and Daughter of the Lord our God. I am a Podcaster and Budget Coach and I too have tried and failed many budgets. Sticking to them was next to impossible until I finally created a system that doesn’t rely on tracking, the nemesis of sticking to your budget. I have also learned what it means to be frugal instead of cheap, what it feels and looks like when you’ve created financial stability and are no longer living paycheck to paycheck. We’ve paid off loans, bought and renovated houses and are building wealth all on one income. So Mama, If you are ready to finally STOP living paycheck to paycheck… Create a Budget that you can EASILY implement and stick to, become frugal and cut costs like a champ and achieve those financial goals so that you too can live in financial peace creating a home filled with joy - this is the podcast for you! So go grab that stroller, plug in those headphones and let’s get to it! NEXT STEPS: . Book a Call - www.calendly.com/mollybenell . Join the FREE Community - https://www.facebook.com/groups/theoneincomefamily . Become an Insider - bit.ly/oneincomefamilyinsider . Questions? Email me - mollybenell@gmail.com
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Episodes
7 hours ago
7 hours ago
Hey Mama!
Do you feel restricted from all of the money you have tied up in debt? Are you constantly searching for ways to pay down your debt quickly? Are you ready to be free from your debt?
That’s great, because that is what we are going over today. In today’s episode you are going to learn how to set your budget up to pay down debt quickly without feeling restricted and without accumulating more debt.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book your free Budget Audit
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
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Resources:
55. Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress
118. Having Trouble Making Ends Meet? Calculate Your Income for Success
119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.
Tuesday Mar 25, 2025
Tuesday Mar 25, 2025
Hey Mama!
Are you tired of trying to figure out what to serve morning, noon and night? Do you wish groceries were cheaper and less of a hassle to get? Are you ready for a simpler cost effective way to shop for your groceries?
Me too! That is why I have been researching for some better ways to meal plan, not only because I’m tired of having to sit down and come up with a new meal plan every 2 weeks, but also because I am craving some consistency and searching for ways to cut costs. I finally have found some and tried them out and now I'm going to share them with you!
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book your Budget Audit
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Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
34.Looking to Cut Costs? The Benefits of a Bi-Weekly Grocery System.
36.4 Reasons You Can't Stick to Your Grocery Budget and What to Do So That You Can
39. Is Your Grocery Budget Getting the Best of You? 4 Ways to Simple Living in the Kitchen That Also Saves You Money
46. Keep Down the Overwhelm With This Simple Beginners Meal Planning System
Tuesday Mar 18, 2025
Tuesday Mar 18, 2025
Hey Mama!
Have rising prices put you in survival mode? Do you find yourself stressed whenever you look at your finances? Are you ready to put money back into your budget so you can relax?
That is exactly what I have in store for you today. I am going to share with you 3 ways you can use your budget to get out of survival mode. Your budget is a great tool to use if you know what steps to take.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
.
Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
118. Having Trouble Making Ends Meet? Calculate Your Income for Success
119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.
120. Put Money Back in Your Budget Using These 4 Ways to Cut Fixed Expenses.
Tuesday Mar 11, 2025
Tuesday Mar 11, 2025
Hey Mama!
Does living on one income feel tight? Do you feel like you have to be restrictive to make it on one income? Are you ready to release the tension and put some money back into your budget?
Mama you don’t have to be unhappy to live on one income. You can live stress free and comfortably on one income regardless of the amount in your account. Today I am going to share with you 3 ways you can lower your fixed expenses and put some money back into your budget bringing you some well deserved relief.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
.
Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
Do Your Expenses Out Weight Your Income? 3 Things You Can Do to Level the Playing Field.
Tuesday Mar 04, 2025
Tuesday Mar 04, 2025
Hey Mama, welcome to the one income family podcast!
Are you looking for a way out of the paycheck to paycheck lifestyle you are living? The one where one week you have 50 dollars left to your name and the next you have hundreds? Are you ready for some consistency?
Because today I am going to be sharing with you the method I use that has allowed me to stop living paycheck to paycheck and give me a constant dollar amount to work with each and every time I budget.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
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.
Next Steps:
.
Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress
Tuesday Feb 25, 2025
Tuesday Feb 25, 2025
Hey Mama,
Are you having trouble making ends meet? Do you feel like you don’t have enough money to live let alone reach your financial goals? Are you ready to finally get ahead?
Well that my friend is exactly what today is all about! Today you will learn how to calculate your income and set up your budget so that you can live beneath your means and finally reach your goals.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
.
.
.
Next Steps:
.
Book your Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
51. Stay on Budget in Less Time With These 4 Budgeting Systems
79. 3 Ways to Live on Less Than You Make and Reach Your Financial Goals Fast.
Tuesday Feb 18, 2025
Tuesday Feb 18, 2025
Do you find yourself drowning in financial overwhelm and you’re ready for a way out?
Many of us are on this journey trying to figure out how to do the budgeting thing and follow the bible which tells us to steward God’s money well. There’s parables and verses all over the place guiding and teaching you how to manage the money God has given you. But when you are in the middle of overwhelm the simplest and most powerful verses can be overlooked.
That is why today I am sharing with you 2 of the most powerful ways to help you partner your finances with God.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. Learn what it takes to fix your finances on a Budget Audit. Go to calendly.com/mollybenell and book your call today.
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.
.
Next Steps:
.
Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
35. Seeking God First to Fight the Worries of Living on One Income.
85. Release the Pressure to Make More Money by Achieving Abundance God’s Way: 5 Bible Verses to Apply to Your Budget.
89. Struggling to Trust God Will Take Care of You? 5 Ways God Provides Financially
93. Financial Planning With God: Releasing Control So God Can Guide Your Path.
Tuesday Feb 11, 2025
Tuesday Feb 11, 2025
Hey Mama,
Are you stressing over not being able to stick to your budget? Do you worry about the inconsistency of living paycheck to paycheck? Are you anxiously waiting for the next ball to drop, the next unexpected expense?
That is what today is all about! These 3 systems that I am going to share with you will put boundaries in place making it impossible to not stick to your budget without doing it on purpose! It will end the paycheck to paycheck lifestyle and the inconsistency, but most importantly it will put things in place to ease the pressure that unexpected expenses bring.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
.
.
.
Next Steps:
.
Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
55. Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress
59. Don't Want to Track Your Money? My Simple Financial Tracking System That Takes Minutes and Keeps You on Budget
69. Ready for Some Consistency? How to Budget With Irregular Paychecks
72. Tired of Being Frugal Just to Stick To Your Budget? My Budgeting Method That Makes Sticking To Your Budget Easy!
87. Want an Easy Way to Save Money? Split Up Your Income Into These 8 Accounts.
Tuesday Feb 04, 2025
Tuesday Feb 04, 2025
How often do you find yourself scrambling to pay for yet another unexpected expense? You thought you budgeted for everything, but then something comes your way that you either forgot about like an oil change or didn’t know was part of an activity like sports pictures.
I want you to know that you are not alone and there are many ways to tackle this stress, but today we are going to jump into 4 easy steps to pre plan for these unexpected expenses that are caused from simply forgetting about the expense or not knowing the expense is part of an activity that you or your family are a part of.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
.
.
.
Next Steps:
.
Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
103. Do You Spend Your Savings Before It’s Needed? Always Have the Cash You Need With Sinking Funds.
113 Is Budgeting Hard? 3 Steps to a Simple Budget.
114. Sick of Budgeting? 3 Things You Can Do to Stay Motivated.
Tuesday Jan 28, 2025
Tuesday Jan 28, 2025
Hey Friend,
Are you sick of budgeting? Does it feel like you just finished the last budget only to have to do it again?
Yet here we are, it’s that time again. Time to sit down and work your budget for yet another paycheck cycle, but you don’t want to do it. You sit down and stare blankly at your budget and you just feel like you don’t know what you should be doing. It feels foreign. It feels impossible and like it’s going to take forever!
Well don’t worry because you’re not alone, I feel you, and that is why I am going to share with you 3 things that help me keep going when all hope seems lost.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering free Financial Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
.
.
.
Next Steps:
.
Book your free Financial Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com