The One Income Family | Budgeting for Stay at Home Moms, Frugal Living, Saving Money, Manage Money, Money Habits, Biblical Money Mindset
**TOP 2.5% FINANCE AND BUDGETING SUPPORT PODCAST** *** TOP 100 IN THE UNITED STATES *** Do you find it hard to save or get out of debt? Are you constantly searching for ways to save money and live on a budget? Do you have big dreams only to be stopped by not sticking to your budget? Are you ready for financial freedom? Then you, Mama, are in the right place! In this podcast you will learn what it looks like to budget on one income, how to partner with God in your finances, how to budget in a way that’s easy to stick to and how to cut costs and save money all so you can start building wealth. It is my mission to equip you with the tools that will help you achieve true abundance, where money isn’t a distraction, and you are able to create a Joy filled life regardless of the amount in your account. Where your focus is not on money, but on God and your family and you are living in Joy instead of Fear. Hey, I’m Molly. A stay at home mom of 2 beautiful baby girls, wife and Daughter of the Lord our God. I am a Podcaster and Budget Coach and I too have tried and failed many budgets. Sticking to them was next to impossible until I finally created a system that doesn’t rely on tracking, the nemesis of sticking to your budget. I have also learned what it means to be frugal instead of cheap, what it feels and looks like when you’ve created financial stability and are no longer living paycheck to paycheck. We’ve paid off loans, bought and renovated houses and are building wealth all on one income. So Mama, If you are ready to finally STOP living paycheck to paycheck… Create a Budget that you can EASILY implement and stick to, become frugal and cut costs like a champ and achieve those financial goals so that you too can live in financial peace creating a home filled with joy - this is the podcast for you! So go grab that stroller, plug in those headphones and let’s get to it! NEXT STEPS: . Book a Call - www.calendly.com/mollybenell . Join the FREE Community - https://www.facebook.com/groups/theoneincomefamily . Become an Insider - bit.ly/oneincomefamilyinsider . Questions? Email me - mollybenell@gmail.com
Episodes

2 days ago
2 days ago
Hey Mama,
Have you found that after you’ve paid the bills one week you have plenty remaining and the next you have nothing? Do you find it difficult to budget this way? Are you ready for a way to get out of that cycle?
Great, because that is what we are talking about today. I am going to share with you how you can beat the feast and famine cycle from living paycheck to paycheck. I am going to share with you how you can find consistent numbers that NEVER change unless you rework the budget. Sticking to your budget has never been easier because you are working with the same numbers each and every paycheck!
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book your free Budget Audit
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at mollybenell@gmail.com
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Resources:
119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.
124. Base Budgeting: The #1 Way to Live on Less and Save More

Tuesday Apr 15, 2025
125. Don’t Make Enough Money? 4 Mindset Shifts to Live Abundantly Anyways.
Tuesday Apr 15, 2025
Tuesday Apr 15, 2025
Hey Mama,
Ever wonder how much money you need monthly to live abundantly on one income? Do you feel like you don’t make enough money? Are you ready to be joyful instead of stressed over your income?
These kind of questions are why this episode came to be. I could give you the tactical answer, but the real answer to abundance is not a specific number. It’s your mindset. Which is why I am sharing with you 4 mindset shifts you can start working on today so that you can achieve abundance now rather than later.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
71. Ready to Live Big on a Budget? 3 Signs You Are Living With a Poverty Mindset and How It’s Affecting Your Budget.
75. How the Pursuit of Possessions Is Keeping You From Thriving on One Income.
77. 4 Unexpected Reasons You Are Stressing Over Staying on Budget and How You Can Overcome Them.
85. Release the Pressure to Make More Money by Achieving Abundance God’s Way: 5 Bible Verses to Apply to Your Budget.
105. Ready to Live Healthy on a Budget? How Gratitude Can Get You There Fast.

Tuesday Apr 08, 2025
124. Base Budgeting: The #1 Way to Live on Less and Save More
Tuesday Apr 08, 2025
Tuesday Apr 08, 2025
Hey Mama!
Are you sick of living paycheck to paycheck? Do you constantly search the internet for a way to dig yourself out of it? Are you ready for some consistency and extra spending dollars?
That’s what you are going to find today. My number one way to budget that allows for consistent numbers in your paycheck and that wiggle room you have long been desiring. It doesn’t matter how much income you bring in this system will bring you some much needed relief.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
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.
Next Steps:
.
Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
55. Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress
118. Having Trouble Making Ends Meet? Calculate Your Income for Success
119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.

Tuesday Apr 01, 2025
123. Looking to Get Rid of Debt? Do It Quickly With These 5 Simple Systems.
Tuesday Apr 01, 2025
Tuesday Apr 01, 2025
Hey Mama!
Do you feel restricted from all of the money you have tied up in debt? Are you constantly searching for ways to pay down your debt quickly? Are you ready to be free from your debt?
That’s great, because that is what we are going over today. In today’s episode you are going to learn how to set your budget up to pay down debt quickly without feeling restricted and without accumulating more debt.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
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.
Next Steps:
.
Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
55. Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress
118. Having Trouble Making Ends Meet? Calculate Your Income for Success
119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.

Tuesday Mar 25, 2025
122. 3 Ways to Simplify Your Meal Plan and Cut Costs.
Tuesday Mar 25, 2025
Tuesday Mar 25, 2025
Hey Mama!
Are you tired of trying to figure out what to serve morning, noon and night? Do you wish groceries were cheaper and less of a hassle to get? Are you ready for a simpler cost effective way to shop for your groceries?
Me too! That is why I have been researching for some better ways to meal plan, not only because I’m tired of having to sit down and come up with a new meal plan every 2 weeks, but also because I am craving some consistency and searching for ways to cut costs. I finally have found some and tried them out and now I'm going to share them with you!
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
.
Book your Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
34.Looking to Cut Costs? The Benefits of a Bi-Weekly Grocery System.
36.4 Reasons You Can't Stick to Your Grocery Budget and What to Do So That You Can
39. Is Your Grocery Budget Getting the Best of You? 4 Ways to Simple Living in the Kitchen That Also Saves You Money
46. Keep Down the Overwhelm With This Simple Beginners Meal Planning System

Tuesday Mar 18, 2025
121. In Financial Survival Mode? 3 Budgeting Tips to Get Out Quickly.
Tuesday Mar 18, 2025
Tuesday Mar 18, 2025
Hey Mama!
Have rising prices put you in survival mode? Do you find yourself stressed whenever you look at your finances? Are you ready to put money back into your budget so you can relax?
That is exactly what I have in store for you today. I am going to share with you 3 ways you can use your budget to get out of survival mode. Your budget is a great tool to use if you know what steps to take.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
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.
.
Next Steps:
.
Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
118. Having Trouble Making Ends Meet? Calculate Your Income for Success
119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.
120. Put Money Back in Your Budget Using These 4 Ways to Cut Fixed Expenses.

Tuesday Mar 11, 2025
120. Put Money Back in Your Budget using These 4 Ways to Cut Fixed Expenses.
Tuesday Mar 11, 2025
Tuesday Mar 11, 2025
Hey Mama!
Does living on one income feel tight? Do you feel like you have to be restrictive to make it on one income? Are you ready to release the tension and put some money back into your budget?
Mama you don’t have to be unhappy to live on one income. You can live stress free and comfortably on one income regardless of the amount in your account. Today I am going to share with you 3 ways you can lower your fixed expenses and put some money back into your budget bringing you some well deserved relief.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
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.
Next Steps:
.
Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
Do Your Expenses Out Weight Your Income? 3 Things You Can Do to Level the Playing Field.

Tuesday Mar 04, 2025
Tuesday Mar 04, 2025
Hey Mama, welcome to the one income family podcast!
Are you looking for a way out of the paycheck to paycheck lifestyle you are living? The one where one week you have 50 dollars left to your name and the next you have hundreds? Are you ready for some consistency?
Because today I am going to be sharing with you the method I use that has allowed me to stop living paycheck to paycheck and give me a constant dollar amount to work with each and every time I budget.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
.
.
.
Next Steps:
.
Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress

Tuesday Feb 25, 2025
118. Having Trouble Making Ends Meet? Calculate Your Income for Success
Tuesday Feb 25, 2025
Tuesday Feb 25, 2025
Hey Mama,
Are you having trouble making ends meet? Do you feel like you don’t have enough money to live let alone reach your financial goals? Are you ready to finally get ahead?
Well that my friend is exactly what today is all about! Today you will learn how to calculate your income and set up your budget so that you can live beneath your means and finally reach your goals.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. I am offering Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.
.
.
.
Next Steps:
.
Book your Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
51. Stay on Budget in Less Time With These 4 Budgeting Systems
79. 3 Ways to Live on Less Than You Make and Reach Your Financial Goals Fast.

Tuesday Feb 18, 2025
Tuesday Feb 18, 2025
Do you find yourself drowning in financial overwhelm and you’re ready for a way out?
Many of us are on this journey trying to figure out how to do the budgeting thing and follow the bible which tells us to steward God’s money well. There’s parables and verses all over the place guiding and teaching you how to manage the money God has given you. But when you are in the middle of overwhelm the simplest and most powerful verses can be overlooked.
That is why today I am sharing with you 2 of the most powerful ways to help you partner your finances with God.
So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today’s episode.
Much Love
Molly
P.S. Learn what it takes to fix your finances on a Budget Audit. Go to calendly.com/mollybenell and book your call today.
.
.
.
Next Steps:
.
Book your free Budget Audit
.
Join The One Income Family Community
.
Become a One Income Family Insider
.
Questions? Email me at mollybenell@gmail.com
.
Resources:
35. Seeking God First to Fight the Worries of Living on One Income.
85. Release the Pressure to Make More Money by Achieving Abundance God’s Way: 5 Bible Verses to Apply to Your Budget.
89. Struggling to Trust God Will Take Care of You? 5 Ways God Provides Financially
93. Financial Planning With God: Releasing Control So God Can Guide Your Path.